Discover Seamless Crypto Payments with UPay in Panama

Enjoy convenient and cost-effective crypto payments both online and offline in Panama and worldwide with UPay.

The Panamanian Crypto Card Made Just for You

Save Big on Fees

UPay charges only 1% per transaction with no annual fees – the most competitive rates in Panama! Say goodbye to high fees and keep more of your crypto. Benefit from zero fees on international transactions.

Use It Anywhere You Desire

Your UPay card is your universal pass. Utilize it at any location where Mastercard® is accepted, with minimal geographical limitations. UPay is compatible with Apple Pay and Google Pay for added convenience on-the-go.

PAB at Your Fingertips

Effortlessly convert your crypto to Panamanian Balboa (PAB) for smooth local payments. Pay bills and shop at local stores with ease – UPay simplifies the use of crypto in your daily life in Panama.

Your Panamanian Crypto Companion

User-Friendly Interface

UPay's app interface is tailored for Panama, ensuring effortless crypto management in your native language.

Unparalleled Security

Rest assured, your funds are secure with UPay. We prioritize advanced encryption and KYC compliance to safeguard your assets.

Exclusive Panamanian Benefits

UPay goes the extra mile – relish in exclusive discounts and promotions designed specifically for users in Panama.

How to Obtain and Utilize a UPay Card in Panama

1

Swift Registration

Set up your UPay account within minutes and complete the identity verification for enhanced security.

2

Select Your Card

Choose the UPay card that fits your needs best, with options to match every budget and spending preference.

3

Effortless Top-Up

Directly fund your UPay wallet with USDT – a secure and straightforward process.

4

Immediate Virtual Card

Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.

5

Physical Card Available (Optional)

Opt for a sleek physical UPay card for offline transactions.

card

Spend Effortlessly in Panama with UPay

The UPay card streamlines payments for any purchase, online or in-person, in Panama. Leverage UPay's connection with popular payment platforms:

Mobile Wallet Integration

Link your UPay card to digital wallets like Apple Pay and Google Pay for contactless mobile payments at merchants across Panama.

In-Person Transactions

Your UPay MasterCard is widely accepted at retail stores, restaurants, hotels, and more throughout Panama. Simply dip, swipe, or tap to pay wherever you see the MasterCard logo.

Online Shopping

Shop online at your favorite local and international retailers using your secure UPay virtual card details. The card seamlessly works for e-commerce transactions.

Bill Payments

Set up autopay with your UPay card to easily manage utility bills, rent, loans, and other recurring payments in Panama. Never miss a payment again.

Subscriptions

Subscribe and pay for streaming services, software, publications, and more effortlessly with UPay without the need to repeatedly enter card details.

Cash Withdrawals

Need cash? Use your UPay card to withdraw Panamanian Balboa from ATMs throughout the country with minimal fees.

Fees and Limits

At UPay, transparency is key. Our fee structure is clear and concise, ensuring you are fully informed about what you are paying for.

Fee Type

Amount

Sign-up Fee

$10

Annual Fee

$0

Recharge/Deposit Fee

1%

Transaction Fee

1%

Cross-border Transaction Fee

0%

Minimum Deposit

$35 USD

Card Balance Limit

No Limit

Spending Limit

No limit

KYC Audit Fee

No fee

Security and Support

Top-Notch Security

24/7 Customer Support

Testimonials

Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.

Sarah W.

Travel Blogger

UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.

David L.

Tech Entrepreneur

I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!

Aisha B.

Graphic Designer

As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.

Micheal T.

Investor

Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.

UPay Lets You Spend Almost Everywhere

Let's Answer Some Of Your Questions

Are there any fees for international transactions with UPay in Panama?

No, UPay does not impose any cross-border fees. Whether you’re making transactions within Panama or internationally, you can enjoy zero cross-border transaction fees.

How does UPay ensure the security of my transactions and personal information?

UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.

Are there any annual fees for using UPay in Panama?

No, UPay does not charge any annual fees. You can enjoy the benefits of your UPay card without the worry of recurring expenses.

How quickly are transactions processed with UPay?

UPay ensures almost immediate transaction processing, allowing you instant access to your funds for timely payments and transfers.

What should I do if I encounter an issue with my UPay card?

If you face any problems with your UPay card, reach out to our customer support team immediately. Available 24/7, they can assist with troubleshooting, account inquiries, and more.

Pay Everyday Expenses Easily Via Crypto

Bridge crypto and fiat seamlessly, consume your crypto conveniently and securely anytime, anywhere.