Seamless Crypto Payments in the UAE with UPay

Experience the convenience and cost-effectiveness of using your crypto for payments, both online and offline, in the United Arab Emirates and globally.

Your Ultimate Crypto Payment Solution

Save Big on Fees

UPay charges a minimal 1% per transaction with no annual fees – the most competitive rates in the UAE! Say goodbye to excessive fees and retain more of your crypto. Plus, enjoy zero fees for international transactions.

Universal Spending Power

Your UPay card grants you access to a world of possibilities. Use it at any establishment that accepts Mastercard®, with minimal geographical restrictions. UPay is also compatible with Apple Pay and Google Pay for added convenience.

AED Conversion Made Easy

Convert your crypto to Emirati Dirham (AED) effortlessly for seamless local transactions. Pay for utilities, shopping, dining, and more – UPay simplifies the intersection of crypto and everyday life in the UAE.

Why Choose UPay in the UAE

User-Friendly Interface

Navigate UPay's app with ease as it is tailored for the UAE, ensuring seamless crypto management in your preferred language.

State-of-the-art Security

Rest assured knowing that your funds are secure. UPay prioritizes advanced encryption and adherence to KYC regulations for your safety.

Exclusive Benefits for UAE Users

Experience exclusive discounts and promotions tailored specifically for users in the UAE.

How to Acquire and Use UPay in the UAE

1

Swift Registration

Set up your UPay account within minutes and complete the identity verification for enhanced security.

2

Select Your Card

Choose the UPay card that fits your needs best, with options to match every budget and spending preference.

3

Effortless Top-Up

Directly fund your UPay wallet with USDT – a secure and straightforward process.

4

Immediate Virtual Card

Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.

5

Physical Card Available (Optional)

Opt for a sleek physical UPay card for offline transactions.

Spend Conveniently in the UAE with UPay

Make payments effortlessly for any purchase, whether online or in person, in the UAE. Utilize UPay's integration with popular payment platforms:

Mobile Wallet Integration

Link your UPay card to digital wallets such as Apple Pay and Google Pay for contactless payments at various merchants across the UAE.

In-Store Payments

Enjoy the widespread acceptance of your UPay Mastercard at retail stores, restaurants, hotels, and more throughout the UAE. Simply swipe, tap, or insert your card wherever the Mastercard logo is displayed.

Online Shopping

Use your secure UPay virtual card details for online shopping at your favorite local and international stores. Your card seamlessly integrates with e-commerce checkouts.

Bill Settlements

Set up autopay with your UPay card for effortless payments of utility bills, rent, loans, and other recurring expenses in the UAE.

Subscriptions

Subscribe and pay for streaming services, software, publications, and more effortlessly with UPay without the need to repeatedly enter card details.

ATM Withdrawals

Access cash by utilizing your UPay card to withdraw Emirati Dirham from ATMs across the UAE with minimal fees.

Fee Schedule and Limits

UPay prioritizes transparency in its pricing. The fees and limits are straightforward and outlined clearly for your understanding. No hidden fees will surprise you.

Fee Type

Amount

Sign-up Fee

$10

Annual Fee

$0

Recharge/Deposit Fee

1%

Transaction Fee

1%

Cross-border Transaction Fee

0%

Minimum Deposit

$35 USD

Card Balance Limit

No Limit

Spending Limit

No limit

KYC Audit Fee

No fee

Security and Support

Top-Notch Security

24/7 Customer Support

What customers say about us

We do our best to provide you the best experience ever

UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.

I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!

As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.

Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.

Indonesia

India

Nigeria

United Kingdom

Vietnam

Philippines

Pakistan

Brazil

Thailand

Turkey

United States of America

Argentina

Mexico

Bangladesh

Japan

Canada

Morocco

Spain

Let's Answer Some Of Your Questions

Are there fees for international transactions using UPay in the UAE?

No, UPay imposes no cross-border fees. Whether you’re making transactions locally or internationally, enjoy zero cross-border charges.

How does UPay ensure the security of my transactions and personal information?

UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.

Are there annual fees associated with UPay usage in the United Arab Emirates?

Not at all! UPay does not levy any annual fees. Enjoy your UPay card benefits without the worry of recurring expenses.

How quickly are transactions processed with UPay?

UPay ensures almost immediate transaction processing, allowing you instant access to your funds for timely payments and transfers.

What should I do if I encounter an issue with my UPay card?

If you face any problems with your UPay card, reach out to our customer support team immediately. Available 24/7, they can assist with troubleshooting, account inquiries, and more.