Pay Anywhere with the Leading Crypto Card in Zambia

Effortlessly and cost-effectively make payments with your crypto, both online and offline, in Zambia and internationally.

The Zambian Crypto Card Tailored to You

Save Big on Fees

With UPay, pay just 1% per transaction without any annual fees – the most competitive rates in Zambia! Say goodbye to high fees from other providers and retain more crypto. Additionally, relish zero fees for international transactions.

Universal Spending Power

Your UPay card is universally accepted. Utilize it wherever Mastercard® is recognized, with minimal geographic limitations. UPay seamlessly integrates with Apple Pay and Google Pay for added convenience on the go.

ZMW at Your Disposal

Effortlessly convert your crypto to Zambian Kwacha (ZMW) for effortless local transactions. Settle bills, shop at local businesses – UPay streamlines the connection between crypto and day-to-day life in Zambia.

Your Zambian Crypto Advantage

User-Friendly Interface

UPay's app interface is tailored for Zambia, allowing for straightforward crypto management in your native tongue.

State-of-the-art Security

Rest assured knowing that your funds are secure. UPay prioritizes advanced encryption and adherence to KYC regulations for your safety.

Exclusive Zambian Benefits

UPay goes the extra mile – relish exclusive discounts and offers crafted specifically for Zambian users.

Acquiring and Utilizing the UPay Card in Zambia

1

Hassle-Free Registration

Sign up for your UPay account within minutes and validate your identity for enhanced security measures.

2

Select Your Card

Choose the UPay card that fits your needs best, with options to match every budget and spending preference.

3

Effortless Top-Up

Directly fund your UPay wallet with USDT – a secure and straightforward process.

4

Immediate Virtual Card

Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.

5

Physical Card Available (Optional)

Opt for a sleek physical UPay card for offline transactions.

card

Spend Effortlessly in Zambia with UPay

The UPay card simplifies payments for anything, anywhere in Zambia - online and in-person. Leverage UPay's compatibility with popular payment platforms:

Mobile Wallet Integration

Connect your UPay card to digital wallets like Apple Pay and Google Pay. This enables contactless mobile payments at merchants across Zambia that accept these wallets.

In-Store Payments

Your UPay MasterCard is widely accepted at stores, eateries, hotels, and more throughout Zambia. Simply dip, swipe or tap to pay wherever the MasterCard logo is present.

Online Shopping

Shop online at your preferred Zambian and global retailers using your secure UPay virtual card details. The card seamlessly functions for e-commerce transactions.

Bill Settlements

Effortlessly settle utility bills, rent, loans, and other periodic payments in Zambia by setting up autopay with your UPay card. Never miss a payment again.

Subscriptions

Easily subscribe and pay for streaming services, software subscriptions, publications, and more using UPay without repetitive card detail entries.

ATM Withdrawals

Need cash? You can utilize your UPay card to withdraw Zambian Kwacha from ATMs across the nation with minimal fees.

Fees and Limits

We believe in complete transparency at UPay. Our fee structure is direct and clearly outlined, ensuring you are never caught off guard by hidden fees. You'll always be aware of what you're paying for.

Fee Type

Amount

Sign-up Fee

$10

Annual Fee

$0

Recharge/Deposit Fee

1%

Transaction Fee

1%

Cross-border Transaction Fee

0%

Minimum Deposit

$35 USD

Card Balance Limit

No Limit

Spending Limit

No limit

KYC Audit Fee

No fee

Security and Support

Top-Notch Security

24/7 Customer Support

Testimonials

Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.

Sarah W.

Travel Blogger

UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.

David L.

Tech Entrepreneur

I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!

Aisha B.

Graphic Designer

As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.

Micheal T.

Investor

Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.

UPay Lets You Spend Almost Everywhere

Let's Answer Some Of Your Questions

Are there any fees for international transactions with UPay in Zambia?

UPay does not impose any cross-border fees. Whether conducting transactions within Zambia or internationally, enjoy zero cross-border transaction charges.

How does UPay ensure the security of my transactions and personal information?

UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.

Are there annual fees for utilizing UPay in Zambia?

There are no annual fees with UPay. Enjoy the perks of your UPay card without worrying about recurring expenses.

How quickly are transactions processed with UPay?

UPay transactions are processed almost instantaneously, ensuring that you have immediate access to your funds and can make timely payments and transfers.

What should I do if I encounter an issue with my UPay card?

If you face any issues with your UPay card, please contact our customer support team immediately. They are available 24/7 and can assist you with troubleshooting, account queries, and more.

Pay Everyday Expenses Easily Via Crypto

Bridge crypto and fiat seamlessly, consume your crypto conveniently and securely anytime, anywhere.