The Crypterium Card Affiliate Program (now rebranded as Choise.com) offers commissions for promoting a Visa-backed crypto card that enables crypto-to-fiat spending and in-wallet exchanges. While Choise.com focuses on serving crypto enthusiasts with a hybrid commission model, the UPay Affiliate Program delivers higher fixed earnings, broader global accessibility, and a hybrid crypto/fiat solution—making it a compelling alternative. By promoting both programs, affiliates can diversify income streams by targeting crypto natives (via Choise.com) and mainstream global users (via UPay).
Key Takeaways
- Choise.com (Crypterium) Program:
- Earnings: Offers $5 per referral plus 25% of transaction fees for 12 months.
- Focus: Caters primarily to crypto-native users with crypto-to-fiat conversions, but card availability is restricted to around 130+ countries.
- Unique Feature: In-wallet crypto-to-fiat exchange with a 0.5% gas fee on conversions.
- UPay Affiliate Program:
- Earnings: Guarantees $30 per card activation plus 0.6% commission on monthly recharge volume.
- Global Reach: Operates in over 168 countries (with exclusions in 30+ regions such as China, Russia, and Iran).
- Product Flexibility: Offers 9 distinct card types (Platinum, Stellar, Sapphire, Precious, Euro, Privilege, Prestige, Seamless, etc.) designed for individuals, businesses, and Web3 companies.
- Support & Structure: Provides monthly payouts, tiered rewards for high performers, specialized tracks for Corporate Partners and Distributor Agents, 24/7 VIP account managers, pre-designed marketing collateral, and a KOL Partnership Program with premium commissions.
Overview of the Crypterium (Choise.com) Card Affiliate Program
Key Features of the Crypterium Card
- Crypto-to-Fiat Spending:
The Choise.com Card allows users to spend cryptocurrencies like BTC, ETH, and LTC at over 60 million Visa merchants by converting them to fiat (typically EUR) during the transaction. - In-Wallet Exchange:
Users can conveniently convert their crypto to fiat within the wallet, albeit with a 0.5% gas fee applied to the conversion. - Global Acceptance:
Available in more than 130 countries, the card leverages a Visa partnership to ensure worldwide usability—though regional limitations still apply (e.g., restrictions in major markets like the U.S. and China). - Monthly Rewards:
Cardholders can earn additional bonuses based on spending activity, reinforcing the card’s appeal among crypto enthusiasts.
Affiliate Program Highlights
- Hybrid Commission Structure:
Affiliates earn a fixed $5 per referral plus 25% of the transaction fees generated by each referral for 12 months. This innovative hybrid model rewards both immediate sign-ups and ongoing transactional activity. - Marketing Tools:
Choise.com provides referral links, banners, and 24/7 support to help affiliates promote the card effectively. - Target Audience:
The program is tailored for crypto holders, frequent travelers, and unbanked users who are comfortable with crypto-to-fiat conversions.
While Choise.com excels in bridging CeFi and DeFi, its focus on crypto-only spending and regional restrictions can limit scalability when compared to solutions that cater to both crypto and fiat users on a global scale.
Why UPay is a Competitive Alternative
UPay’s affiliate program removes many of the geographic and crypto-specific limitations seen with Choise.com. Here’s what sets UPay apart:
- Higher Fixed Earnings:
Affiliates earn a guaranteed $30 per card activation compared to Choise.com’s $5 per referral—providing immediate, tangible rewards. - Enhanced Global Accessibility:
With operations in over 168 countries (despite exclusions in 30+ regions like China, Russia, and Iran), UPay reaches a far wider audience than the regionally restricted Choise.com. - Direct Crypto & Fiat Spending:
UPay offers direct support for spending both cryptocurrencies and fiat currencies. This dual functionality eliminates the need for conversion processes that can incur additional fees, thus appealing to a broader user base. - Monthly Payouts with Tiered Rewards:
Commissions are paid on a monthly basis, and a tiered rewards system ensures that high-performing affiliates receive additional incentives as their referral volume grows. - Versatile Card Options:
UPay provides an impressive lineup of 9 card types—including Platinum, Stellar, Sapphire, Precious, Euro, Privilege, Prestige, and Seamless—each designed to cater to various user segments such as individuals, businesses, and Web3 companies. - Specialized Affiliate Tracks:
UPay supports both Corporate Card Partners (for businesses and Web3 companies seeking streamlined expense management) and Distributor Agents (for individuals with strong networks). This segmentation ensures that the program is tailored to meet different marketing needs. - Robust Support and Marketing Tools:
Affiliates benefit from 24/7 VIP account managers, pre-designed marketing templates, and comprehensive real-time analytics dashboards that help optimize promotional strategies. - KOL Partnership Program:
For influencers and industry thought leaders, UPay offers a dedicated KOL Partnership Program with premium commission rates and expanded market access, enabling top-tier affiliates to maximize their earnings.
Related: MetaMask Card Affiliate Program: Comprehensive Review
Participation Requirements
Below is a detailed comparison of key participation requirements for both programs:
| Criteria | Choise.com (Crypterium) | UPay |
| Residency | Available in 130+ countries (with regional restrictions) | Global reach in 168+ countries (excludes 30+ regions such as China, Russia, Iran, etc.) |
| KYC Requirements | Mandatory for both users & affiliates | No mandatory KYC for affiliates (users complete KYC as per regulatory standards) |
| Minimum Audience | None | None |
| Supported Currencies | Crypto-only (BTC, ETH, LTC) | Supports over 20 cryptocurrencies and 168+ fiat currencies |
| Payout Frequency | Monthly | Monthly (with tiered rewards and transparent performance metrics) |
| Dedicated Support | Basic support | 24/7 VIP account managers with comprehensive marketing collateral including pre-designed templates and analytics dashboards |
UPay’s inclusive model and robust tools are designed to empower affiliates at every level, from novices to experienced marketers.
UPay vs. Choise.com: Which is Better for Affiliates?
A direct comparison highlights the key differences between the two programs:
| Criteria | Choise.com (Crypterium) | UPay |
| Commission Structure | $5 + 25% of transaction fees (for 12 months) | $30 per activation + 0.6% on monthly recharge volume |
| Global Reach | Available in 130+ countries | Operates in 168+ countries (with exclusions for 30+ regions) |
| Crypto/Fiat Support | Crypto-to-fiat conversion with in-wallet exchange | Direct spending support for both crypto and fiat—eliminating extra conversion fees |
| Payout Speed | Monthly | Monthly (with a tiered rewards system to boost high performers) |
| Fees | 0.5% gas fee on crypto-to-fiat conversions | Zero transaction fees |
| Audience Focus | Crypto-native users | Global audience including freelancers, travelers, businesses, and Web3 companies |
| Dedicated Support | Basic customer support | 24/7 VIP account management with extensive marketing and technical support |
This detailed comparison underscores UPay’s flexibility, predictable earnings, and wider appeal compared to the regionally limited Choise.com model.
Crypterium (Choise.com) Card 101
The Crypterium (Choise.com) Card is a Visa-linked crypto debit card designed to simplify crypto spending through a conversion process:
- Supported Assets:
Enables spending of BTC, ETH, and LTC, which are converted to fiat (typically EUR) during transactions. - Fees:
Involves a 0.5% gas fee on in-wallet crypto-to-fiat conversions, which may affect the overall cost-effectiveness for users. - Limitations:
- Fiat Top-Ups: No direct fiat top-ups are available, relying solely on crypto balances for transactions.
- Regional Restrictions: The card is not available in certain regions (including major markets such as the U.S. and China), limiting its global applicability.
While Choise.com offers innovative integration of CeFi and DeFi features, these limitations may restrict its adoption among mainstream users.
Crypterium (Choise.com) and the Cryptocurrency Market
Choise.com bridges centralized and decentralized finance by offering a hybrid crypto-to-fiat solution to its user base of over 1 million. Despite its innovative commission model and in-wallet exchange features, the reliance on crypto-to-fiat conversions, associated fees, and regional limitations may hinder mass adoption. In contrast, the global crypto card market—projected to grow at an 11.8% CAGR through 2030—requires solutions that cater to both crypto enthusiasts and traditional fiat users. UPay meets these demands with its versatile, scalable approach.
UPay Affiliate Program: A Reliable Global Alternative
UPay Affiliate Program Overview
UPay merges the best of both crypto and traditional finance by offering a transparent and performance-driven affiliate program. The program is segmented into distinct tracks to cater to different partner profiles:
- Standard Affiliates:
Earn $30 per card activation along with 0.6% commission on monthly recharge volume. - Enterprise Partners:
Benefit from custom commission rates for bulk referrals, ideal for large-scale promotional efforts. - Crypto Advocates:
Receive additional bonuses for referrals who fund their cards with cryptocurrency.
Key Features
- Multi-Currency Cards:
UPay offers 9 specialized card types—including Platinum, Stellar, Sapphire, Precious, Euro, Privilege, Prestige, and Seamless—that empower users to spend both crypto and fiat seamlessly at over 60 million merchants. - No Chargebacks:
Affiliates retain their earnings even if users later request refunds, ensuring predictable revenue. - Real-Time Analytics:
A sophisticated dashboard allows affiliates to track performance metrics, monitor referral activity, and adjust strategies on the fly. - Robust Support:
With 24/7 VIP account management and a suite of pre-designed marketing collateral, affiliates have access to unparalleled support and promotional tools. - Specialized Tracks & KOL Program:
UPay’s Corporate Card Partner track is designed for businesses and Web3 companies, while the Distributor Agent track benefits individuals with strong networks. Additionally, the KOL Partnership Program offers premium commissions and expanded market access for industry influencers.
How to Earn with UPay
UPay’s diverse earning opportunities include:
- Card Activations:
Earn a flat $30 for every verified card activation—providing immediate, performance-based rewards. - Volume Bonuses:
Secure an extra 0.6% commission on the monthly recharge volume generated by your referrals, with potential tiered increases for high-performing affiliates. - Corporate & Distributor Tracks:
Choose a track that best fits your audience—whether you’re targeting corporate clients or leveraging your personal network. - KOL Partnership Program:
Influential figures can benefit from premium commission rates and exclusive market opportunities, further boosting earnings.
Why Choose UPay?
In a rapidly evolving digital payments landscape, selecting the right affiliate program is essential. UPay stands out because:
- Practical Integration:
The UPay card bridges the gap between digital assets and everyday spending, offering a seamless user experience with both crypto and fiat transactions. - Global Reach & Versatility:
With support for over 168 countries and a suite of 9 versatile card types, UPay appeals to a diverse range of users—from freelancers and travelers to businesses and Web3 companies. - Comprehensive Affiliate Support:
Enjoy a fully supported partnership experience with dedicated VIP account managers, pre-designed marketing materials, and real-time analytics to optimize your campaigns. - Predictable, Scalable Earnings:
A fixed commission structure, combined with tiered rewards and a no-chargeback policy, ensures that your earning potential grows as you expand your referral network.
Related: Embily Card Affiliate Program: Comprehensive Review
Conclusion
The Crypterium (Choise.com) Card Affiliate Program is well-suited for marketers targeting crypto-native audiences with its innovative hybrid commission model and in-wallet exchange features. However, regional restrictions, conversion fees, and crypto-only limitations may impede scalability. In contrast, the UPay Affiliate Program offers a future-proof alternative with a transparent commission structure of $30 per card activation plus 0.6% on monthly recharge volume, broad global accessibility, and a flexible, multi-currency approach.
By choosing UPay, affiliates gain access to a robust platform that not only supports both crypto and fiat spending but also provides extensive support, specialized partnership tracks, and additional rewards through its KOL program. Whether you’re targeting a niche crypto audience or a global mainstream market, UPay’s comprehensive and scalable affiliate model is designed to maximize your earning potential in today’s digital payments ecosystem.
Frequently Asked Questions
What is the cost of joining the UPay Affiliate Program?
Joining UPay’s affiliate program is completely free—there are no upfront fees or hidden costs. Simply sign up, receive your unique referral code, and start promoting.
How are commissions calculated?
You earn a fixed $30 for every verified card activation and an additional 0.6% commission on the monthly recharge volume generated by your referrals. A tiered rewards system further incentivizes high performance.
When and how do I get paid?
Commissions are paid on a monthly basis. Detailed payment methods and schedules are outlined in your affiliate agreement, and you can monitor your earnings in real time via a comprehensive dashboard.
What marketing resources does UPay provide?
UPay supplies a variety of marketing tools, including pre-designed templates, banners, email campaigns, and social media content. In addition, dedicated VIP account managers and real-time analytics help optimize your promotional efforts.
Is there a limit to how much I can earn?
No, there is no cap on your earnings. Your commissions are directly tied to your performance, and the tiered rewards structure means that the more referrals and transactions you generate, the higher your potential income.
By comparing the Crypterium (Choise.com) and UPay affiliate programs, it’s clear that while Choise.com offers an innovative solution for crypto enthusiasts, UPay provides a more versatile, scalable, and globally accessible platform. Whether you’re an experienced affiliate marketer or just beginning your journey, UPay’s comprehensive approach positions you to tap into a broader market and maximize your earning potential.
