Everyday Payment Made Easy with UPay

Experience the Best of Online Payment with UPay. Flex with personal & business needs, whether online or offline. Purchase, swap, save, and send from one dashboard — Any time. Any place. No compromises.

The World Class Card Built for You

Save Big on Fees

UPay charges just 1% per transaction with no annual fees – the lowest in Afghanistan! Ditch the high fees of competitors and keep more crypto. Plus, enjoy zero fees for international transactions.

Spend Everywhere You Want

Your UPay card is a global passport. Use it anywhere Mastercard® is accepted, with minimal geographic restrictions. UPay even works with Apple Pay and Google Pay for on-the-go convenience.

AFN at Your Fingerprint

Easily convert your crypto to Afghan Afghani (AFN) for seamless local payments. Pay bills, shop at local stores – UPay bridges the gap between crypto and everyday life in Afghanistan.

UPay Lets You Spend Almost Everywhere