Pay Anywhere with the Premier Crypto Card in Malta

Experience seamless and cost-effective crypto payments, both online and offline, in Malta and around the world.

The Maltese Crypto Card Tailored for You

Save Big on Fees

UPay charges only 1% per transaction with no yearly fees – the most competitive rates in Malta! Say goodbye to exorbitant fees from other providers and retain more crypto. Additionally, benefit from zero fees for international transactions.

Spend Freely Wherever You Choose

Your UPay card is your global companion. Utilize it at any establishment that accepts Mastercard®, with minimal geographical limitations. Enjoy the convenience of using UPay with Apple Pay and Google Pay for effortless transactions on the move.

EUR Made Accessible

Effortlessly convert your crypto to Euro (EUR) for smooth local transactions. Pay bills, shop at local stores – UPay simplifies the use of crypto in your everyday life in Malta.

Your Maltese Crypto Advantage

Seamless Navigation

The UPay app interface is designed for Malta, ensuring easy crypto management in your preferred language.

Unparalleled Security

Rest assured, your funds are secure with UPay. We prioritize cutting-edge encryption and adherence to KYC regulations.

Exclusive Maltese Benefits

Experience special discounts and promotions crafted exclusively for Maltese users with UPay.

How to Obtain and Utilize UPay Card in Malta

1

Swift Registration

Set up your UPay account within minutes and complete the identity verification for enhanced security.

2

Select Your Card

Choose the UPay card that fits your needs best, with options to match every budget and spending preference.

3

Effortless Top-Up

Directly fund your UPay wallet with USDT – a secure and straightforward process.

4

Immediate Virtual Card

Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.

5

Physical Card Available (Optional)

Opt for a sleek physical UPay card for offline transactions.

Seamless Spending in Malta with UPay

Paying for anything, anytime in Malta is effortless with the UPay card – online or offline. Leverage UPay's integration with popular payment platforms:

Mobile Wallet Integration

Link your UPay card to digital wallets such as Apple Pay and Google Pay for convenient contactless payments at various Malta-based merchants.

In-Person Transactions

Utilize your UPay Mastercard at retail stores, restaurants, hotels, and more across Malta. Simply dip, swipe, or tap the card wherever you see the Mastercard logo.

Online Shopping

Make online purchases at your favorite local and international merchants using your secure UPay virtual card details. Enjoy seamless e-commerce checkouts.

Bill Payments

Set up autopay for utility bills, rent, loans, and other recurring payments in Malta using your UPay card. Never miss a payment deadline again.

Subscriptions

Subscribe and pay for streaming services, software, publications, and more effortlessly with UPay without the need to repeatedly enter card details.

ATM Cash Withdrawals

Need cash? Withdraw Euro from ATMs across Malta using your UPay card with minimal fees.

Fees and Limits

UPay values transparency. Our fee structure is clear-cut, ensuring you are always informed about what you are paying for.

Fee Type

Amount

Sign-up Fee

$10

Annual Fee

$0

Recharge/Deposit Fee

1%

Transaction Fee

1%

Cross-border Transaction Fee

0%

Minimum Deposit

$35 USD

Card Balance Limit

No Limit

Spending Limit

No limit

KYC Audit Fee

No fee

Security and Support

Top-Notch Security

24/7 Customer Support

Testimonials

Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.

Sarah W.

Travel Blogger

UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.

David L.

Tech Entrepreneur

I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!

Aisha B.

Graphic Designer

As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.

Micheal T.

Investor

Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.

UPay Lets You Spend Almost Everywhere

Indonesia

India

Nigeria

United Kingdom

Vietnam

Philippines

Pakistan

Brazil

Thailand

Turkey

United States of America

Argentina

Mexico

Bangladesh

Japan

Canada

Morocco

Spain

Let's Answer Some Of Your Questions

Are there any fees for international transactions with UPay in Malta?

No, UPay does not levy any cross-border fees. Whether you’re transacting within Malta or internationally, enjoy zero cross-border transaction fees.

How does UPay ensure the security of my transactions and personal information?

UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.

Are there any annual fees for using UPay in Malta?

No, UPay does not impose any annual fees. Enjoy the advantages of your UPay card without worrying about recurring expenses.

How swiftly are transactions processed with UPay?

UPay transactions are processed almost instantaneously, ensuring immediate access to your funds for timely payments and transfers.

What steps should I take if I encounter an issue with my UPay card?

If you encounter any issues with your UPay card, promptly reach out to our customer support team. Available 24/7, they can assist you with troubleshooting, account inquiries, and more.