UPay charges a minimal fee of 1% per transaction with no annual fees – the most competitive rate in Nigeria! Say goodbye to high fees and hello to more crypto. Enjoy zero fees for international transactions.
Your UPay card is universally accepted. Use it at any Mastercard® affiliated establishment with minimal restrictions based on location. UPay is even compatible with Apple Pay and Google Pay for added convenience on the go.
Effortlessly convert your crypto to Nigerian Naira (NGN) for seamless local payments. Pay for utilities, shop at local vendors – with UPay, crypto integrates smoothly into your everyday life in Nigeria.
Your Nigerian Crypto Perks
UPay's app interface is specifically tailored for Nigeria, making managing crypto a breeze in your local language.
Rest assured, your funds are secure with UPay. We prioritize advanced encryption and KYC compliance to safeguard your assets.
UPay provides special discounts and offers tailored exclusively for Nigerian users.
Set up your UPay account within minutes and complete the identity verification for enhanced security.
Choose the UPay card that fits your needs best, with options to match every budget and spending preference.
Directly fund your UPay wallet with USDT – a secure and straightforward process.
Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.
Opt for a sleek physical UPay card for offline transactions.
Connect your UPay card to digital wallets like Apple Pay and Google Pay. This enables hassle-free mobile payments at Nigerian merchants accepting these wallets.
Your UPay MasterCard is widely welcomed at retail outlets, restaurants, hotels, and more throughout Nigeria. Just dip, swipe, or tap to pay where MasterCard is accepted.
Shop online at your preferred Nigerian and international vendors using your secure UPay virtual card details. The card seamlessly functions for e-commerce checkouts.
Conveniently settle utility bills, rent, loans, and other recurring payments in Nigeria by setting up autopay with your UPay card. Never miss a payment again.
Subscribe and pay for streaming services, software, publications, and more effortlessly with UPay without the need to repeatedly enter card details.
Require cash? Utilize your UPay card to withdraw Nigerian Naira from ATMs across the country with minimal fees.
Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.
UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.
Tech Entrepreneur
I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!
Graphic Designer
As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.
Investor
Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.
No, UPay does not levy any cross-border transaction fees. Whether you’re making transactions within Nigeria or internationally, you can relish zero cross-border fees.
UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.
No, UPay does not impose any annual fees. You can enjoy the perks of your UPay card without the concern of recurring expenses.
UPay ensures almost immediate transaction processing, allowing you instant access to your funds for timely payments and transfers.
If you face any problems with your UPay card, reach out to our customer support team immediately. Available 24/7, they can assist with troubleshooting, account inquiries, and more.
Sarah W.
Travel Blogger