Pay Anywhere with the Top Crypto Card in Nigeria

Effortlessly and affordably pay with your crypto, both online and offline, in Nigeria and abroad.

The Nigerian Crypto Card Tailored for You

Save Big on Fees

UPay charges a minimal fee of 1% per transaction with no annual fees – the most competitive rate in Nigeria! Say goodbye to high fees and hello to more crypto. Enjoy zero fees for international transactions.

Use It Anywhere You Desire

Your UPay card is universally accepted. Use it at any Mastercard® affiliated establishment with minimal restrictions based on location. UPay is even compatible with Apple Pay and Google Pay for added convenience on the go.

NGN at Your Fingertips

Effortlessly convert your crypto to Nigerian Naira (NGN) for seamless local payments. Pay for utilities, shop at local vendors – with UPay, crypto integrates smoothly into your everyday life in Nigeria.

Your Nigerian Crypto Perks

User-Friendly Interface

UPay's app interface is specifically tailored for Nigeria, making managing crypto a breeze in your local language.

Unparalleled Security

Rest assured, your funds are secure with UPay. We prioritize advanced encryption and KYC compliance to safeguard your assets.

Exclusive Nigerian Perks

UPay provides special discounts and offers tailored exclusively for Nigerian users.

How to Acquire and Utilize UPay Card in Nigeria

1

Swift Registration

Set up your UPay account within minutes and complete the identity verification for enhanced security.

2

Select Your Card

Choose the UPay card that fits your needs best, with options to match every budget and spending preference.

3

Effortless Top-Up

Directly fund your UPay wallet with USDT – a secure and straightforward process.

4

Immediate Virtual Card

Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.

5

Physical Card Available (Optional)

Opt for a sleek physical UPay card for offline transactions.

card

Seamless Spending in Nigeria with UPay

The UPay card simplifies payments for anything, anywhere in Nigeria - both online and offline. Make use of UPay's integration with popular payment platforms:

Mobile Wallet Integration

Connect your UPay card to digital wallets like Apple Pay and Google Pay. This enables hassle-free mobile payments at Nigerian merchants accepting these wallets.

In-Person Transactions

Your UPay MasterCard is widely welcomed at retail outlets, restaurants, hotels, and more throughout Nigeria. Just dip, swipe, or tap to pay where MasterCard is accepted.

Online Shopping

Shop online at your preferred Nigerian and international vendors using your secure UPay virtual card details. The card seamlessly functions for e-commerce checkouts.

Bill Payments

Conveniently settle utility bills, rent, loans, and other recurring payments in Nigeria by setting up autopay with your UPay card. Never miss a payment again.

Subscriptions

Subscribe and pay for streaming services, software, publications, and more effortlessly with UPay without the need to repeatedly enter card details.

ATM Withdrawals

Require cash? Utilize your UPay card to withdraw Nigerian Naira from ATMs across the country with minimal fees.

Fees and Limits

We believe in complete transparency at UPay. Our fee structure is direct and clearly outlined, ensuring you are never caught off guard by hidden fees. You'll always be aware of what you're paying for.

Fee Type

Amount

Sign-up Fee

$10

Annual Fee

$0

Recharge/Deposit Fee

1%

Transaction Fee

1%

Cross-border Transaction Fee

0%

Minimum Deposit

$35 USD

Card Balance Limit

No Limit

Spending Limit

No limit

KYC Audit Fee

No fee

Security and Support

Top-Notch Security

24/7 Customer Support

Testimonials

Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.

Sarah W.

Travel Blogger

UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.

David L.

Tech Entrepreneur

I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!

Aisha B.

Graphic Designer

As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.

Micheal T.

Investor

Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.

UPay Lets You Spend Almost Everywhere

Let's Answer Some Of Your Questions

Are there any charges for international transactions using UPay in Nigeria?

No, UPay does not levy any cross-border transaction fees. Whether you’re making transactions within Nigeria or internationally, you can relish zero cross-border fees.

How does UPay ensure the security of my transactions and personal information?

UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.

Are there any annual fees for using UPay in Nigeria?

No, UPay does not impose any annual fees. You can enjoy the perks of your UPay card without the concern of recurring expenses.

How quickly are transactions processed with UPay?

UPay ensures almost immediate transaction processing, allowing you instant access to your funds for timely payments and transfers.

What should I do if I encounter an issue with my UPay card?

If you face any problems with your UPay card, reach out to our customer support team immediately. Available 24/7, they can assist with troubleshooting, account inquiries, and more.

Pay Everyday Expenses Easily Via Crypto

Bridge crypto and fiat seamlessly, consume your crypto conveniently and securely anytime, anywhere.