Pay Anywhere with the Leading Crypto Card in New Zealand

Effortlessly manage your crypto payments, online and offline, in New Zealand and abroad with UPay.

The Kiwi Crypto Solution Designed for You

Keep More of Your Crypto

Only a 1% transaction fee and no annual charges - the most competitive fees in New Zealand! Say goodbye to high costs and retain more of your crypto. Enjoy free international transactions.

Freedom to Spend Anywhere

Your UPay card is globally accepted. Use it wherever Mastercard® is welcomed, with minimal location restrictions. Also, access Apple Pay and Google Pay for convenient on-the-go payments.

NZD at Your Fingertips

Convert your crypto into New Zealand dollars (NZD) hassle-free for seamless local transactions. From bills to shopping at local stores, UPay bridges the gap between crypto and daily life in New Zealand.

Your Kiwi Crypto Companion

User-Friendly Interface

Navigate UPay's app effortlessly with a localized interface in New Zealand, ensuring seamless crypto management in your preferred language.

Unparalleled Security

Rest assured, your funds are secure with UPay. We prioritize advanced encryption and KYC compliance to safeguard your assets.

Exclusive Benefits for New Zealanders

Enjoy tailored discounts and promotions exclusively for users in New Zealand.

How to Obtain and Utilize UPay Card in New Zealand

1

Swift Registration

Set up your UPay account within minutes and complete the identity verification for enhanced security.

2

Select Your Card

Choose the UPay card that fits your needs best, with options to match every budget and spending preference.

3

Effortless Top-Up

Directly fund your UPay wallet with USDT – a secure and straightforward process.

4

Immediate Virtual Card

Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.

5

Physical Card Available (Optional)

Opt for a sleek physical UPay card for offline transactions.

card

Effortless Spending in New Zealand with UPay

Pay for anything, anywhere in New Zealand - online and in-store - with ease using your UPay card. Leverage UPay's compatibility with popular payment platforms:

Mobile Wallet Integration

Connect your UPay card to Apple Pay and Google Pay for convenient mobile payments at various Kiwi merchants.

In-Person Transactions

Use your UPay Mastercard at numerous retailers, restaurants, and hotels throughout New Zealand. Simply swipe, dip, or tap wherever the Mastercard symbol is displayed.

Online Shopping

Shop online at your favorite Kiwi and international merchants using your secure UPay virtual card information. Seamlessly complete e-commerce transactions.

Bill Payments

Initiate autopay with your UPay card for making utility payments, rent, loans, and other recurring expenses in New Zealand. Never miss a payment again.

Subscriptions

Subscribe and pay for streaming services, software, publications, and more effortlessly with UPay without the need to repeatedly enter card details.

ATM Withdrawals

Withdraw New Zealand dollars from ATMs across the country using your UPay card with minimal fees.

Fees and Limits

At UPay, we strive for complete transparency. Our fee structure is straightforward and clearly delineated, ensuring no hidden charges. You'll always know what you're paying for.

Fee Type

Amount

Sign-up Fee

$10

Annual Fee

$0

Recharge/Deposit Fee

1%

Transaction Fee

1%

Cross-border Transaction Fee

0%

Minimum Deposit

$35 USD

Card Balance Limit

No Limit

Spending Limit

No limit

KYC Audit Fee

No fee

Security and Support

Top-Notch Security

24/7 Customer Support

Testimonials

Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.

Sarah W.

Travel Blogger

UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.

David L.

Tech Entrepreneur

I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!

Aisha B.

Graphic Designer

As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.

Micheal T.

Investor

Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.

UPay Lets You Spend Almost Everywhere

Let's Answer Some Of Your Questions

Does UPay charge fees for international transactions in New Zealand?

No, UPay does not impose any cross-border fees. Whether transacting within New Zealand or internationally, enjoy zero cross-border transaction fees.

How does UPay ensure the security of my transactions and personal information?

UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.

Are there any annual fees for using UPay in New Zealand?

No, UPay does not charge annual fees. Enjoy your UPay card benefits without recurring costs.

How swiftly are transactions processed with UPay?

UPay transactions are processed almost instantaneously, ensuring immediate access to your funds for timely payments and transfers.

What steps should I take if I encounter an issue with my UPay card?

If you encounter any issues with your UPay card, promptly reach out to our customer support team. Available 24/7, they can assist you with troubleshooting, account inquiries, and more.

Pay Everyday Expenses Easily Via Crypto

Bridge crypto and fiat seamlessly, consume your crypto conveniently and securely anytime, anywhere.