Only a 1% transaction fee and no annual charges - the most competitive fees in New Zealand! Say goodbye to high costs and retain more of your crypto. Enjoy free international transactions.
Your UPay card is globally accepted. Use it wherever Mastercard® is welcomed, with minimal location restrictions. Also, access Apple Pay and Google Pay for convenient on-the-go payments.
Convert your crypto into New Zealand dollars (NZD) hassle-free for seamless local transactions. From bills to shopping at local stores, UPay bridges the gap between crypto and daily life in New Zealand.
Your Kiwi Crypto Companion
Navigate UPay's app effortlessly with a localized interface in New Zealand, ensuring seamless crypto management in your preferred language.
Rest assured, your funds are secure with UPay. We prioritize advanced encryption and KYC compliance to safeguard your assets.
Enjoy tailored discounts and promotions exclusively for users in New Zealand.
Set up your UPay account within minutes and complete the identity verification for enhanced security.
Choose the UPay card that fits your needs best, with options to match every budget and spending preference.
Directly fund your UPay wallet with USDT – a secure and straightforward process.
Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.
Opt for a sleek physical UPay card for offline transactions.
Connect your UPay card to Apple Pay and Google Pay for convenient mobile payments at various Kiwi merchants.
Use your UPay Mastercard at numerous retailers, restaurants, and hotels throughout New Zealand. Simply swipe, dip, or tap wherever the Mastercard symbol is displayed.
Shop online at your favorite Kiwi and international merchants using your secure UPay virtual card information. Seamlessly complete e-commerce transactions.
Initiate autopay with your UPay card for making utility payments, rent, loans, and other recurring expenses in New Zealand. Never miss a payment again.
Subscribe and pay for streaming services, software, publications, and more effortlessly with UPay without the need to repeatedly enter card details.
Withdraw New Zealand dollars from ATMs across the country using your UPay card with minimal fees.
Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.
UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.
Tech Entrepreneur
I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!
Graphic Designer
As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.
Investor
Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.
No, UPay does not impose any cross-border fees. Whether transacting within New Zealand or internationally, enjoy zero cross-border transaction fees.
UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.
No, UPay does not charge annual fees. Enjoy your UPay card benefits without recurring costs.
UPay transactions are processed almost instantaneously, ensuring immediate access to your funds for timely payments and transfers.
If you encounter any issues with your UPay card, promptly reach out to our customer support team. Available 24/7, they can assist you with troubleshooting, account inquiries, and more.
Sarah W.
Travel Blogger