UPay charges a minimal fee of 1% per transaction with no annual fees – the most competitive rate in Tonga! Say goodbye to high fees and keep more of your crypto. Enjoy zero fees for international transactions as well.
Your UPay card is universally accepted. Use it at any location that accepts Mastercard®, with few geographical restrictions. UPay is also compatible with Apple Pay and Google Pay for added convenience.
Effortlessly convert your crypto to Tongan Paʻanga (TOP) for smooth local transactions. Pay for utilities, shop at local stores – UPay seamlessly integrates crypto into your daily life in Tonga.
Your Tongan Crypto Advantage
UPay's app interface is customized for Tonga, ensuring easy crypto management in your native language.
Experience peace of mind knowing your funds are secure. UPay prioritizes top-tier encryption and adherence to KYC regulations.
Enjoy special offers and promotions tailored specifically for Tongan users.
Set up your UPay account within minutes and complete the identity verification for enhanced security.
Choose the UPay card that fits your needs best, with options to match every budget and spending preference.
Directly fund your UPay wallet with USDT – a secure and straightforward process.
Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.
Opt for a sleek physical UPay card for offline transactions.
Link your UPay card to digital wallets like Apple Pay and Google Pay for contactless mobile payments at Tongan merchants that support these platforms.
Use your UPay MasterCard at various outlets including retail stores, restaurants, and hotels throughout Tonga. Simply dip, swipe, or tap where you see the Mastercard logo.
Shop online at your preferred local or international retailers using your secure UPay virtual card details. The card functions smoothly for e-commerce transactions.
Set up autopay with your UPay card to easily cover utility bills, rent, loans, and other recurring payments in Tonga. Never miss a payment again.
Subscribe and pay for streaming services, software, publications, and more effortlessly with UPay without the need to repeatedly enter card details.
Access cash by using your UPay card to withdraw Tongan Paʻanga from ATMs across the country, with minimal fees.
Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.
UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.
Tech Entrepreneur
I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!
Graphic Designer
As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.
Investor
Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.
No, UPay does not impose any cross-border fees. Whether you’re transacting within Tonga or internationally, you can benefit from zero cross-border transaction fees.
UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.
No, UPay does not charge any annual fees. You can enjoy your UPay card benefits without worrying about recurring charges.
UPay ensures almost immediate transaction processing, allowing you instant access to your funds for timely payments and transfers.
If you face any problems with your UPay card, reach out to our customer support team immediately. Available 24/7, they can assist with troubleshooting, account inquiries, and more.
Sarah W.
Travel Blogger