Effortlessly Pay Anywhere in Tonga with UPay

Seamlessly use your crypto for online and offline payments in Tonga and worldwide with UPay.

The Ultimate Tongan Crypto Card

Save Big on Fees

UPay charges a minimal fee of 1% per transaction with no annual fees – the most competitive rate in Tonga! Say goodbye to high fees and keep more of your crypto. Enjoy zero fees for international transactions as well.

Spend Everywhere You Want

Your UPay card is universally accepted. Use it at any location that accepts Mastercard®, with few geographical restrictions. UPay is also compatible with Apple Pay and Google Pay for added convenience.

TOP at Your Fingertips

Effortlessly convert your crypto to Tongan Paʻanga (TOP) for smooth local transactions. Pay for utilities, shop at local stores – UPay seamlessly integrates crypto into your daily life in Tonga.

Your Tongan Crypto Advantage

User-Friendly Interface

UPay's app interface is customized for Tonga, ensuring easy crypto management in your native language.

Top-Notch Security

Experience peace of mind knowing your funds are secure. UPay prioritizes top-tier encryption and adherence to KYC regulations.

Exclusive Tongan Benefits

Enjoy special offers and promotions tailored specifically for Tongan users.

How to Obtain and Utilize UPay Card in Tonga

1

Swift Registration

Set up your UPay account within minutes and complete the identity verification for enhanced security.

2

Select Your Card

Choose the UPay card that fits your needs best, with options to match every budget and spending preference.

3

Effortless Top-Up

Directly fund your UPay wallet with USDT – a secure and straightforward process.

4

Immediate Virtual Card

Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.

5

Physical Card Available (Optional)

Opt for a sleek physical UPay card for offline transactions.

card

Effortless Spending in Tonga with UPay

UPay ensures convenient payment for all your needs in Tonga – online and offline. Utilize UPay's integration with popular payment platforms:

Mobile Wallet Integration

Link your UPay card to digital wallets like Apple Pay and Google Pay for contactless mobile payments at Tongan merchants that support these platforms.

In-Store Payments

Use your UPay MasterCard at various outlets including retail stores, restaurants, and hotels throughout Tonga. Simply dip, swipe, or tap where you see the Mastercard logo.

Online Shopping

Shop online at your preferred local or international retailers using your secure UPay virtual card details. The card functions smoothly for e-commerce transactions.

Bill Settlements

Set up autopay with your UPay card to easily cover utility bills, rent, loans, and other recurring payments in Tonga. Never miss a payment again.

Subscriptions

Subscribe and pay for streaming services, software, publications, and more effortlessly with UPay without the need to repeatedly enter card details.

ATM Withdrawals

Access cash by using your UPay card to withdraw Tongan Paʻanga from ATMs across the country, with minimal fees.

Fee Schedule and Limits

At UPay, we believe in complete transparency. Our fee table is straightforward, ensuring you are aware of all charges:

Fee Type

Amount

Sign-up Fee

$10

Annual Fee

$0

Recharge/Deposit Fee

1%

Transaction Fee

1%

Cross-border Transaction Fee

0%

Minimum Deposit

$35 USD

Card Balance Limit

No Limit

Spending Limit

No limit

KYC Audit Fee

No fee

Security and Support

Top-Notch Security

24/7 Customer Support

Testimonials

Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.

Sarah W.

Travel Blogger

UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.

David L.

Tech Entrepreneur

I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!

Aisha B.

Graphic Designer

As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.

Micheal T.

Investor

Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.

UPay Lets You Spend Almost Everywhere

Let's Answer Some Of Your Questions

Are there fees for international transactions with UPay in Tonga?

No, UPay does not impose any cross-border fees. Whether you’re transacting within Tonga or internationally, you can benefit from zero cross-border transaction fees.

How does UPay ensure the security of my transactions and personal information?

UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.

Are there annual fees for using UPay in Tonga?

No, UPay does not charge any annual fees. You can enjoy your UPay card benefits without worrying about recurring charges.

How quickly are transactions processed with UPay?

UPay ensures almost immediate transaction processing, allowing you instant access to your funds for timely payments and transfers.

What should I do if I encounter an issue with my UPay card?

If you face any problems with your UPay card, reach out to our customer support team immediately. Available 24/7, they can assist with troubleshooting, account inquiries, and more.

Pay Everyday Expenses Easily Via Crypto

Bridge crypto and fiat seamlessly, consume your crypto conveniently and securely anytime, anywhere.