Make Payments Easy with the Best Crypto Card in Kenya

Conveniently and affordably pay with your crypto, both online and offline, in Kenya and internationally.

The Kenyan Crypto Card Designed Just for You

Save More with Discounted Fees

With only a 1% transaction fee and no annual fees, UPay offers the lowest charges in Kenya. Say goodbye to high fees and hello to more crypto. Additionally, enjoy zero fees for international transactions.

Spend Freely Wherever You Desire

Your UPay card is accepted globally wherever Mastercard® is welcomed, with minimal location restrictions. UPay is also compatible with Apple Pay and Google Pay for added on-the-go convenience.

KES Made Accessible

Effortlessly convert your crypto to Kenyan Shilling (KES) for seamless local transactions. Pay bills, shop at local stores – UPay simplifies the use of crypto in your daily life in Kenya.

Your Kenyan Crypto Advantage

Easy User Experience

UPay's app interface is tailored for Kenya, making crypto management simple in your native language.

Unparalleled Security

Rest assured, your funds are secure. UPay prioritizes cutting-edge encryption and KYC compliance.

Exclusive Kenyan Benefits

Enjoy special discounts and promotions exclusively designed for Kenyan users.

Getting and Using UPay Card in Kenya

1

Swift Registration

Set up your UPay account within minutes and complete the identity verification for enhanced security.

2

Select Your Card

Choose the UPay card that fits your needs best, with options to match every budget and spending preference.

3

Effortless Top-Up

Directly fund your UPay wallet with USDT – a secure and straightforward process.

4

Immediate Virtual Card

Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.

5

Physical Card Available (Optional)

Opt for a sleek physical UPay card for offline transactions.

card

Seamless Payments in Kenya with UPay

The UPay card simplifies payments for anything, anywhere in Kenya - online and in-person. Take advantage of UPay's integration with popular payment platforms:

Mobile Wallet Integration

Link your UPay card to digital wallets like Apple Pay and Google Pay for contactless mobile payments at Kenyan merchants.

In-Person Transactions

Your UPay MasterCard is widely accepted at retail stores, eateries, hotels, and more in Kenya. Simply dip, swipe or tap to pay where you see the MasterCard logo.

Online Shopping

Shop online at your preferred local and international retailers using your secure UPay virtual card details. The card seamlessly functions for e-commerce checkouts.

Bill Payments

Pay utility bills, rent, loans, and other regular expenses in Kenya by setting up autopay with your UPay card. Never miss a payment again.

Subscriptions

Subscribe to streaming platforms, software services, publications, and more with ease using UPay. Avoid the hassle of repeatedly entering card details.

ATM Cash Withdrawals

Need cash? Use your UPay card to withdraw Kenyan Shilling from ATMs across Kenya with low fees.

Fees and Limits

UPay believes in transparent pricing. Our fees and limits are clearly defined to ensure you know exactly what you're paying for.

Fee Type

Amount

Sign-up Fee

$10

Annual Fee

$0

Recharge/Deposit Fee

1%

Transaction Fee

1%

Cross-border Transaction Fee

0%

Minimum Deposit

$35 USD

Card Balance Limit

No Limit

Spending Limit

No limit

KYC Audit Fee

No fee

Security and Support

Top-Notch Security

24/7 Customer Support

Testimonials

Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.

Sarah W.

Travel Blogger

UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.

David L.

Tech Entrepreneur

I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!

Aisha B.

Graphic Designer

As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.

Micheal T.

Investor

Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.

UPay Lets You Spend Almost Everywhere

Let's Answer Some Of Your Questions

Are there any fees for international transactions with UPay in Kenya?

No, UPay has zero cross-border transaction fees, ensuring cost-effective transactions both domestically and internationally.

How does UPay ensure the safety of my transactions and personal data?

UPay utilizes cutting-edge encryption and multi-layered security protocols to safeguard your transactions and personal data. Additionally, strict KYC guidelines are followed for enhanced platform security.

Do I need to pay an annual fee for using UPay in Kenya?

No, UPay does not charge any annual fees. Enjoy the benefits of your UPay card without any recurring costs.

How quickly are transactions processed with UPay?

UPay transactions are processed almost instantaneously to provide you with immediate access to your funds. This ensures you can make prompt payments and transfers.

What should I do if I encounter an issue with my UPay card?

Contact our customer support team promptly for assistance. Available 24/7, they can help troubleshoot, address account queries, and more.

Pay Everyday Expenses Easily Via Crypto

Bridge crypto and fiat seamlessly, consume your crypto conveniently and securely anytime, anywhere.