With only a 1% transaction fee and no annual fees, UPay offers the lowest charges in Kenya. Say goodbye to high fees and hello to more crypto. Additionally, enjoy zero fees for international transactions.
Your UPay card is accepted globally wherever Mastercard® is welcomed, with minimal location restrictions. UPay is also compatible with Apple Pay and Google Pay for added on-the-go convenience.
Effortlessly convert your crypto to Kenyan Shilling (KES) for seamless local transactions. Pay bills, shop at local stores – UPay simplifies the use of crypto in your daily life in Kenya.
Your Kenyan Crypto Advantage
UPay's app interface is tailored for Kenya, making crypto management simple in your native language.
Rest assured, your funds are secure. UPay prioritizes cutting-edge encryption and KYC compliance.
Enjoy special discounts and promotions exclusively designed for Kenyan users.
Set up your UPay account within minutes and complete the identity verification for enhanced security.
Choose the UPay card that fits your needs best, with options to match every budget and spending preference.
Directly fund your UPay wallet with USDT – a secure and straightforward process.
Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.
Opt for a sleek physical UPay card for offline transactions.
Link your UPay card to digital wallets like Apple Pay and Google Pay for contactless mobile payments at Kenyan merchants.
Your UPay MasterCard is widely accepted at retail stores, eateries, hotels, and more in Kenya. Simply dip, swipe or tap to pay where you see the MasterCard logo.
Shop online at your preferred local and international retailers using your secure UPay virtual card details. The card seamlessly functions for e-commerce checkouts.
Pay utility bills, rent, loans, and other regular expenses in Kenya by setting up autopay with your UPay card. Never miss a payment again.
Subscribe to streaming platforms, software services, publications, and more with ease using UPay. Avoid the hassle of repeatedly entering card details.
Need cash? Use your UPay card to withdraw Kenyan Shilling from ATMs across Kenya with low fees.
Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.
UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.
Tech Entrepreneur
I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!
Graphic Designer
As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.
Investor
Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.
No, UPay has zero cross-border transaction fees, ensuring cost-effective transactions both domestically and internationally.
UPay utilizes cutting-edge encryption and multi-layered security protocols to safeguard your transactions and personal data. Additionally, strict KYC guidelines are followed for enhanced platform security.
No, UPay does not charge any annual fees. Enjoy the benefits of your UPay card without any recurring costs.
UPay transactions are processed almost instantaneously to provide you with immediate access to your funds. This ensures you can make prompt payments and transfers.
Contact our customer support team promptly for assistance. Available 24/7, they can help troubleshoot, address account queries, and more.
Sarah W.
Travel Blogger