With only a 1% transaction fee and no annual fees, UPay offers the lowest rates in Malaysia. Say goodbye to high fees and retain more crypto. Enjoy free international transactions as well.
Your UPay card is your universal companion. Use it at any Mastercard®-accepting location with minimal geographic restrictions. UPay is compatible with Apple Pay and Google Pay for added convenience on-the-go.
Quickly convert your crypto to Malaysian Ringgit (MYR) for smooth local payments. Pay for bills, shop at local establishments – UPay simplifies the bridge between crypto and daily life in Malaysia.
Your Malaysian Crypto Advantage
UPay's app interface is tailored for Malaysia to make crypto management effortless in your native language.
Rest easy knowing your funds are secure. UPay prioritizes cutting-edge encryption and adherence to KYC regulations.
UPay offers special discounts and promotions exclusively for Malaysian users.
Set up your UPay account within minutes and complete the identity verification for enhanced security.
Choose the UPay card that fits your needs best, with options to match every budget and spending preference.
Directly fund your UPay wallet with USDT – a secure and straightforward process.
Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.
Opt for a sleek physical UPay card for offline transactions.
Connect your UPay card with digital wallets like Apple Pay and Google Pay for contactless payments at Malaysian merchants accepting these wallets.
Your UPay Mastercard is widely accepted at retail stores, restaurants, hotels, and more throughout Malaysia. Simply dip, swipe, or tap to pay wherever the MasterCard logo is displayed.
Shop online at your preferred Malaysian and international merchants using your secure UPay virtual card details. The card seamlessly functions for e-commerce checkouts.
Set up autopay for utility bills, rent, loans, and other regular payments in Malaysia using your UPay card. Say goodbye to missed payments.
Subscribe and pay for streaming services, software, publications, and more effortlessly with UPay without the need to repeatedly enter card details.
Require cash? Utilize your UPay card to withdraw Malaysian Ringgit from ATMs across the nation with minimal fees.
Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.
UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.
Tech Entrepreneur
I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!
Graphic Designer
As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.
Investor
Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.
No, UPay does not impose cross-border fees. Whether you’re transacting within Malaysia or internationally, enjoy zero cross-border transaction charges.
UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.
No, UPay does not levy annual fees. Enjoy the benefits of your UPay card without concerns about recurring expenses.
UPay transactions are processed almost instantaneously, ensuring immediate access to your funds for timely payments and transfers.
If you encounter any issues with your UPay card, promptly reach out to our customer support team. Available 24/7, they can assist you with troubleshooting, account inquiries, and more.
Sarah W.
Travel Blogger