Enjoy industry-low transaction fees of just 1% with no annual fees, and zero charges for international transactions. Keep more of your crypto with UPay's competitive rates.
Your UPay card is widely accepted at any location where Mastercard® is recognized, with added convenience through Apple Pay and Google Pay integration. Unlock the potential of your crypto across borders.
Convert your crypto seamlessly to South African Rand (ZAR) for effortless local payments. From bill payments to shopping, UPay bridges the gap between crypto and daily transactions in South Africa.
Your Crypto Advantage with UPay
Navigate UPay's mobile app with ease, designed in English for South African users. Manage your crypto assets effortlessly in your preferred language.
Experience peace of mind knowing your funds are secure. UPay prioritizes top-tier encryption and adherence to KYC regulations.
Enjoy exclusive discounts and promotions tailored specifically for UPay users in South Africa.
Set up your UPay account within minutes and complete the identity verification for enhanced security.
Choose the UPay card that fits your needs best, with options to match every budget and spending preference.
Directly fund your UPay wallet with USDT – a secure and straightforward process.
Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.
Opt for a sleek physical UPay card for offline transactions.
Connect your UPay card to Apple Pay and Google Pay for seamless, contactless payments at various South African merchants.
Use your UPay Mastercard at a wide range of South African retailers, restaurants, and hotels. Simply tap, swipe, or dip wherever the Mastercard logo is displayed.
Shop online at local and international stores using your secure UPay virtual card details. Experience a smooth checkout process with UPay for e-commerce transactions.
Set up autopay for utility bills, rent, loans, and other recurrent payments in South Africa with your UPay card. Never miss a payment deadline again.
Subscribe and pay for streaming services, software, publications, and more effortlessly with UPay without the need to repeatedly enter card details.
Withdraw South African Rand from ATMs across the country with your UPay card at minimal fees.
Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.
UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.
Tech Entrepreneur
I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!
Graphic Designer
As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.
Investor
Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.
No, UPay does not charge any cross-border transaction fees, ensuring cost-effective transactions both locally and internationally.
UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.
No, UPay does not impose annual fees, allowing users in South Africa to enjoy the benefits of their UPay card without recurring costs.
UPay ensures almost immediate transaction processing, allowing you instant access to your funds for timely payments and transfers.
If you face any problems with your UPay card, reach out to our customer support team immediately. Available 24/7, they can assist with troubleshooting, account inquiries, and more.
Sarah W.
Travel Blogger