Pay Everywhere with the Best Crypto Card in Estonia

Effortlessly and affordably pay with your crypto, both online and offline, in Estonia and abroad.

The Estonian Crypto Card Built for You

Save Big on Fees

UPay charges just 1% per transaction with no annual fees – the lowest in Estonia! Ditch the high fees of competitors and keep more crypto. Plus, enjoy zero fees for international transactions.

Spend Everywhere You Want

Your UPay card is a global passport. Use it anywhere Mastercard® is accepted, with minimal geographic restrictions. UPay even works with Apple Pay and Google Pay for on-the-go convenience.

EUR at Your Fingertips

Easily convert your crypto to Euro (EUR) for seamless local payments. Pay bills, shop at local stores – UPay bridges the gap between crypto and everyday life in Estonia.

Your Estonian Crypto Advantage

Effortless Navigation

UPay's app interface is localized for Estonia, making crypto management a breeze in your native language.

Unmatched Security

Rest easy knowing your funds are secure. UPay prioritizes advanced encryption and adheres to KYC regulations.

Exclusive Estonian Perks

UPay goes beyond – enjoy special discounts and promotions designed specifically for Estonian users.

How to Get and Use UPay Card in Estonia

1

Swift Registration

Set up your UPay account within minutes and complete the identity verification for enhanced security.

2

Select Your Card

Choose the UPay card that fits your needs best, with options to match every budget and spending preference.

3

Effortless Top-Up

Directly fund your UPay wallet with USDT – a secure and straightforward process.

4

Immediate Virtual Card

Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.

5

Physical Card Available (Optional)

Opt for a sleek physical UPay card for offline transactions.

Spend Effortlessly in Estonia with UPay

UPay card makes it easy to pay for anything, anywhere in Estonia - both online and in-person. Leverage UPay's integration with popular payment platforms:

Mobile Wallets

Link your UPay card to digital wallets like Apple Pay and Google Pay. This allows contactless mobile payments at merchants across Estonia that accept these wallets.

In-Store Purchases

Your UPay MasterCard is widely accepted at retailers, restaurants, hotels and more throughout Estonia. Simply dip, swipe or tap to pay wherever you see the MasterCard logo.

Online Shopping

Shop online at your favorite Estonian and international merchants using your secure UPay virtual card details. The card works seamlessly for e-commerce checkouts.

Set Up Bill Payments

Easily pay utility bills, rent, loans and other recurring payments in Estonia by setting up autopay with your UPay card. Never miss a payment again.

Subscriptions

Subscribe to streaming platforms, software services, publications, and more with ease using UPay. Avoid the hassle of repeatedly entering card details.

ATM Cash Withdrawals

Need cash? You can use your UPay card to withdraw Euro from ATMs across the country with low fees.

Transparent Fees and Limits

At UPay, we believe in complete transparency. Our pricing structure is straightforward and clearly outlined, ensuring that you're never surprised by hidden fees. You'll always know exactly what you're paying for.

Fee Type

Amount

Sign-up Fee

$10

Annual Fee

$0

Recharge/Deposit Fee

1%

Transaction Fee

1%

Cross-border Transaction Fee

0%

Minimum Deposit

$35 USD

Card Balance Limit

No Limit

Spending Limit

No limit

KYC Audit Fee

No fee

Security and Support

Top-Notch Security

24/7 Customer Support

Testimonials

Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.

Sarah W.

Travel Blogger

UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.

David L.

Tech Entrepreneur

I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!

Aisha B.

Graphic Designer

As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.

Micheal T.

Investor

Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.

UPay Lets You Spend Almost Everywhere

Indonesia

India

Nigeria

United Kingdom

Vietnam

Philippines

Pakistan

Brazil

Thailand

Turkey

United States of America

Argentina

Mexico

Bangladesh

Japan

Canada

Morocco

Spain

Let's Answer Some Of Your Questions

Are there any fees for international transactions with UPay in Estonia?

No, UPay does not charge any cross-border fees. Whether you’re transacting within Estonia or internationally, you can enjoy zero cross-border transaction fees.

How does UPay ensure the safety of my transactions and personal data?

UPay utilizes cutting-edge encryption and multi-layered security protocols to safeguard your transactions and personal data. Additionally, strict KYC guidelines are followed for enhanced platform security.

Are there any annual fees for using UPay in Estonia?

No, UPay does not charge any annual fees. You can enjoy the benefits of your UPay card without worrying about recurring costs.

How quickly are transactions processed with UPay?

UPay transactions are nearly instantaneous, ensuring immediate access to your funds for timely payments and transfers.

Encountering an issue with your UPay card in Estonia?

Contact our customer support team immediately if you experience any problems with your UPay card. Available 24/7, our team can assist with troubleshooting, account queries, and more.