Enjoy the lowest transaction fee in Armenia with UPay at just 1% and zero annual fees. Say goodbye to high fees and keep more of your crypto. Benefit from no fees for international transactions.
Your UPay card works worldwide wherever Mastercard® is accepted, with minimal geographic restrictions. Make payments with ease using Apple Pay and Google Pay for added convenience.
Convert your crypto to Armenian Dram (AMD) effortlessly with UPay for seamless local transactions. Pay bills and shop locally – UPay makes bridging the gap between crypto and everyday life in Armenia a breeze.
Your Armenian Crypto Advantage
The UPay app is tailored for Armenia, providing easy crypto management in your native language.
Have peace of mind knowing your funds are secure. UPay prioritizes advanced encryption and KYC compliance.
Enjoy special discounts and promotions exclusively designed for users in Armenia.
Create your UPay account quickly and verify your identity for added protection.
Choose the UPay card that fits your needs best, with options to match every budget and spending preference.
Directly fund your UPay wallet with USDT securely and easily.
Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.
Opt for a sleek physical UPay card for offline transactions.
Connect your UPay card to Apple Pay and Google Pay for contactless mobile payments at merchants across Armenia.
Use your UPay Mastercard at various retail, dining, and lodging locations in Armenia. Just dip, swipe, or tap your card wherever you see the Mastercard logo.
Shop online with your secure UPay virtual card details at your favorite Armenian and international merchants. Experience seamless e-commerce checkouts with UPay.
Never miss a payment in Armenia by setting up autopay with your UPay card for utility bills, rent, loans, and other recurring expenses.
Sign up and pay for streaming services, software subscriptions, publications, and more effortlessly with UPay, without the need to repeatedly enter card details.
Withdraw Armenian Dram from ATMs across the country using your UPay card with low fees.
Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.
UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.
Tech Entrepreneur
I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!
Graphic Designer
As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.
Investor
Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.
No, UPay does not incur any cross-border transaction fees, whether within Armenia or globally.
UPay employs advanced encryption and stringent security measures to protect your transactions and personal data. We also strictly adhere to KYC guidelines for enhanced security.
No, UPay does not charge annual fees, allowing you to enjoy your UPay card benefits without recurring costs.
UPay processes transactions almost instantly, ensuring immediate access to funds for timely payments and transfers.
If you face any card-related issues, contact our customer support team promptly. Available 24/7, they can assist with troubleshooting, account inquiries, and more.”
Sarah W.
Travel Blogger