UPay charges just 1% per transaction with no annual fees – the lowest in Croatia! Ditch the high fees of competitors and keep more crypto. Plus, enjoy zero fees for international transactions.
Your UPay card is a global passport. Use it anywhere Mastercard® is accepted, with minimal geographic restrictions. UPay even works with Apple Pay and Google Pay for on-the-go convenience.
Easily convert your crypto to Croatian Kuna (HRK) for seamless local payments. Pay bills, shop at local stores – UPay bridges the gap between crypto and everyday life in Croatia.
Your Croatian Crypto Edge
UPay's app interface is localized for Croatia, making crypto management a breeze in your native language.
Rest assured, your funds are safe. UPay prioritizes advanced encryption and KYC compliance.
UPay goes beyond – enjoy special discounts and promotions designed specifically for Croatian users.
Set up your UPay account within minutes and complete the identity verification for enhanced security.
Choose the UPay card that fits your needs best, with options to match every budget and spending preference.
Directly fund your UPay wallet with USDT – a secure and straightforward process.
Begin using your virtual UPay card instantly – no waiting required for a physical card. Get multiple virtual cards for added convenience.
Opt for a sleek physical UPay card for offline transactions.
Link your UPay card to digital wallets like Apple Pay and Google Pay. This allows contactless mobile payments at merchants across Croatia that accept these wallets.
Your UPay MasterCard is widely accepted at retailers, restaurants, hotels and more throughout Croatia. Simply dip, swipe or tap to pay wherever you see the MasterCard logo.
Shop online at your favorite Croatian and international merchants using your secure UPay virtual card details. The card works seamlessly for e-commerce checkouts.
Easily pay utility bills, rent, loans and other recurring payments in Croatia by setting up autopay with your UPay card. Never miss a payment again.
Sign up and pay for subscriptions to various services without repetitive card detail entries, thanks to UPay.
Need cash? You can use your UPay card to withdraw Croatian Kuna from ATMs across the country with low fees.
Our awesome users are here to remind us why we’re doing this and to share
their encouragement on a daily basis.
UPay has been a game-changer for my travels! No more worrying about currency exchange or limited card acceptance. I can spend my crypto seamlessly anywhere in the world, thanks to UPay's global reach.
Tech Entrepreneur
I switched to UPay from Coinbase Card because of the fees. UPay's transparent pricing with no hidden charges makes a big difference. Plus, the Apple Pay integration makes everyday purchases so convenient!
Graphic Designer
As a freelancer, I needed a crypto card that understood my business needs. UPay offers features that are perfect for me, and the fast activation process meant I could start using it right away.
Investor
Security is my top concern when dealing with crypto. UPay's strong security measures give me peace of mind. Plus, their user-friendly interface makes managing my crypto finances a breeze, even for someone new to the game.
No, UPay does not charge any cross-border fees. Whether you’re transacting within Croatia or internationally, you can enjoy zero cross-border transaction fees.
UPay employs advanced encryption and multi-tiered security protocols to safeguard your transactions and personal data. Additionally, we adhere to strict KYC (Know Your Customer) guidelines to enhance the security and integrity of our platform.
No, UPay does not charge any annual fees. You can enjoy the benefits of your UPay card without worrying about recurring costs.
UPay transactions are processed almost instantaneously, ensuring that you have immediate access to your funds and can make timely payments and transfers.
If you face any issues with your UPay card, please contact our customer support team immediately. They are available 24/7 and can assist you with troubleshooting, account queries, and more.
Sarah W.
Travel Blogger