UPay Unveils Strategic App Split and Launches New Virtual Crypto Card

UPay, a global leader in crypto payment solutions, is proud to announce a strategic upgrade of its core application alongside the launch of its new Virtual Crypto Premier Card. The current UPay App will now be split into two purpose-built platforms: UPay Wallet, designed for individual users, and UP Business, dedicated to enterprise clients.

This product evolution underscores UPay’s commitment to delivering tailored experiences for both B2C and B2B audiences, while accelerating the adoption of crypto in real-world payments and operations.

UPay App Split: Serving B2C and B2B with Dedicated Platforms

In line with its long-term strategy, UPay is separating its services into two distinct apps to better serve its growing user base:

  • UPay Wallet: A brand-new app designed for individual users, focused on personal crypto finance, rewards, and seamless payments.
  • UP Business: The existing UPay App will be rebranded with a new icon and logo. It will continue operating for current users and evolve into a full-service platform for B2B clients—including merchants, agents, and API-integrated partners—offering robust account management and enterprise-level transaction solutions.

Both apps will operate in parallel, allowing UPay to specialize its offerings while scaling growth across both consumer and business markets.

UPay Wallet: Next-Gen Crypto App for Individual Users

Built specifically for everyday users, the newly launched UPay Wallet app offers a streamlined personal finance experience with competitive rates, enhanced benefits, and intuitive design. It supports seamless card usage, asset management, and daily crypto operations—all in one place.

UPay Wallet Highlights

  • All-in-one wallet: Card spending is deducted directly from your wallet balance—no pre-funding required
  • Wealth management: Subscribe to flexible savings at any time and earn returns on idle funds
  • Lower fees: Enjoy more favorable transaction rates with wallet-based payments
  • Smarter experience: Revamped UI/UX delivers a smoother, more intuitive user journey
  • Enhanced security: Two-factor authentication to protect your assets
  • Performance optimization: Faster response, improved stability, and safer transactions

Virtual Crypto Premier Card

The new UPay Premier Card, available via UPay Wallet, enables global, real-time spending with no pre-loading required. Whether for streaming subscriptions or in-store shopping via Apple Pay or Google Pay, the card bridges crypto and daily utility effortlessly.

Key Features:

  • Apple Pay / Google Pay compatible
  • Supports a wide range of online and offline scenarios for seamless payments
  • Works on mainstream international platforms and subscription services
  • Independent card number and account for added security
  • Spending is deducted directly from the wallet balance
  • Earn up to 4% on idle funds with flexible savings
  • No deposit or cross-border fees; flat 1% transaction fee

Limited-Time Offers for UPay Premier Card

To celebrate the launch of the new UPay Wallet and Premier Card, UPay is rolling out a series of exclusive limited-time offers designed to reward both new users and community referrers.

For New Users:

  • Get 50% off the card activation fee—just 5 USDT to activate
  • Enjoy full access to card benefits and crypto savings immediately

For Referrers:

  • Earn 50% USDT commission for every successful card activation from referred users
  • Plus, receive 0.36% APY on the deposits of referred users
  • No limits—the more you refer, the more you earn

With the new app strategy and Premier Card launch, UPay is setting a new standard for how individuals and businesses engage with crypto in everyday life.

About UPay

UPay is a global digital asset platform empowering users to spend, save, and manage cryptocurrencies with ease. Backed by 2Square, UPay delivers secure, regulated crypto payment solutions that bridge the gap between decentralized finance and everyday utility. The company holds multiple licenses including MSB in the U.S. and Canada, VASP in Lithuania and the UAE, and financial services licenses in Hong Kong.

Learn more at https://upay.com

Download the UPay App today:

🍎 Apple Store

📥 Android APK

Disclaimer: This article is intended solely for informational purposes and should not be considered trading or investment advice. Nothing herein should be construed as financial, legal, or tax advice. Trading or investing in cryptocurrencies carries a considerable risk of financial loss. Always conduct due diligence before making any trading or investment decisions.

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