40% of American adults now own crypto, changing how people shop and spend money. From buying coffee to booking vacations, cryptocurrency is becoming a part of everyday life.
Across the United States, more stores, restaurants, and online businesses are accepting Bitcoin, Ethereum, and other digital currencies.
As more businesses recognize crypto, consumers discover new ways to spend their crypto beyond trading. From luxury goods to everyday necessities, there are plenty of places where you can spend your crypto in the United States.
Key Takeaways
- 40% of American adults now own cryptocurrency, driving increased acceptance of digital currencies for everyday transactions.
- AT&T is the first major U.S. mobile carrier to accept cryptocurrency payments through BitPay, allowing customers to pay phone bills with digital assets.
- Newegg supports multiple cryptocurrencies for purchasing electronics, offering a wide range of products from computer hardware to home appliances.
- Whole Foods doesn’t directly accept crypto, but customers can use the Spedn app or Bitrefill to purchase gift cards with cryptocurrencies.
- Microsoft has been an early adopter of crypto, allowing Bitcoin purchases in the Xbox Store since 2014.
| S/N | Best Places to Spend Crypto in the US | Categories |
| 1. | AT & T | Telecommunications |
| 2. | Newegg | Online Store |
| 3. | Whole Foods | Retail |
| 4. | Home Depot | Retail |
| 5. | Microsoft | Digital Products |
| 6. | Expedia | Transportation |
| 7. | PrivateFly | Transportation |
| 8. | Starbucks | Restaurant |
| 9. | Burger King | Restaurant |
| 10. | Brew Dog | Restaurant |
AT & T
Source: AT&T
Category: Telecommunications
Supported Cryptos: Bitcoin (BTC), Bitcoin Cash, Ethereum, Paxos, Gemini USD, Euro Coin
The first major U.S. mobile carrier, AT&T, offers an exciting opportunity for cryptocurrency enthusiasts in the United States to use their digital assets to pay for phone services.
By partnering with BitPay, a trusted cryptocurrency payment processor, AT&T has made it super convenient for customers to pay their monthly bills using various cryptocurrencies.
Newegg
Source: Newegg
Category: Online Store
Supported Cryptos: Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), Litecoin (LTC).
Founded in 2001, Newegg has become a top destination for electronics shoppers in the United States who want to use cryptocurrency for their purchases.
This online retailer offers various products, from computer hardware and laptops to game consoles and home appliances.
Newegg supports multiple cryptocurrencies through its partnership with BitPay, allowing customers to pay crypto.
Whole Foods
Source: WholeFood
Category: Retail
Supported Cryptos: Bitcoin (BTC), Ethereum (ETH), Dash, Dogecoin, Litecoin (LTC).
Whole Foods Market, which Amazon owns, does not have a direct cryptocurrency payment option at their stores. But there are other ways to use crypto there. You can use the Spedn app to pay with cryptocurrencies at checkout. The app converts your crypto into US dollars.
Another option is using Bitrefill, which lets you buy Whole Foods gift cards with cryptocurrencies. These gift cards can then be used to shop for all your everyday essentials at Whole Foods.
This setup makes Whole Foods a convenient place to spend crypto, even if they don’t accept it directly.
“73% of Americans that already hold crypto are somewhat or very likely to invest in crypto in 2025.”
Source: Kraken
Home Depot
Category: Retail
Supported Cryptos: Bitcoin (BTC), Ethereum (ETH), Dash, Dogecoin, Litecoin (LTC).
Home Depot is the largest home improvement retailer in the United States, but they do not directly accept cryptocurrencies like Bitcoin for purchases. Customers must pay using traditional payment methods such as cash, credit cards, debit cards, or Home Depot gift cards.
While there are third-party services that might help convert cryptocurrency to usable payment methods, Home Depot itself does not have an official cryptocurrency payment system. Customers interested in using digital currencies would need to convert them to traditional currency first.
Microsoft
Source: Microsoft
Category: Digital Products
Supported Cryptos: Bitcoin (BTC).
As one of the early adopters of crypto, Microsoft stands out as a prime destination for Bitcoin spending in the United States. The company has a unique history with digital currencies, having first accepted Bitcoin in its Xbox Store back in 2014.
Despite temporary pauses due to cryptocurrency volatility, Microsoft has consistently shown a forward-thinking approach to digital payments.
The Xbox Store provides a straightforward platform for users to leverage their Bitcoin, allowing gamers to purchase credits and acquire games and applications directly.
Expedia
Source: Expedia
Category: Transportation
Supported Cryptos: Bitcoin (BTC) and other cryptocurrencies
Since 2014, the company has been a trailblazer in accepting Bitcoin. By partnering with Coinbase, Expedia enables travelers to seamlessly book hotel accommodations using Bitcoin, making travel more accessible for crypto users.
While Expedia itself doesn’t handle the Bitcoin transactions directly, instead routing them through Coinbase, they offer a unique service that sets them apart in the travel booking market.
Importantly, customers should note that crypto-purchased reservations cannot be canceled due to the blockchain transaction principle.
PrivateFly
Source: Privatefly
Category: Transportation
Supported Cryptos: Bitcoin Cash (BCH), Ethereum (ETH), and 4 USD-pegged stablecoins (GUSD, USDC, PAX, and BUSD)
Rebranding as FXAIR, PrivateFly stands out as an exceptional option for crypto enthusiasts looking to spend their digital currency on luxury travel.
For crypto owners seeking a high-end travel experience, PrivateFly offers a unique opportunity to use digital assets for something truly extraordinary.
The company’s quick payment process is particularly attractive, with over 20% of their flights booked for same-day or next-day departures.
This makes PrivateFly an ideal platform for crypto holders who value speed, flexibility, and the ability to make transactions outside traditional banking hours.
Starbucks
Source: Starbucks
Category: Cryptocurrency-Friendly Restaurants
Supported Cryptos: Bitcoin, Ether, Litecoin, Bitcoin Cash, and Gemini Dollar
Through payment platforms like SPEDN by Flexa, customers can indirectly use Bitcoin and other cryptocurrencies to purchase their favorite coffee and snacks.
The Flexa network allows users to pay with Bitcoin, Ether, Litecoin, Bitcoin Cash, and Gemini Dollar at Starbucks and other popular chains like Caribou Coffee, Jamba Juice, and Baskin Robbins.
While not accepting direct crypto payments, Starbucks provides a convenient workaround by allowing customers to reload their Starbucks gift cards using Bitcoin through the Bakkt app.
“Asian Americans are the most likely to own crypto (11%) and largely use crypto as an investment rather than for executing transactions (9% vs. 2%)”
Source: Statista
Burger King
Source: Burger King
Category: Cryptocurrency-Friendly Restaurants
Supported Cryptos: Bitcoin, Ether, Litecoin, Bitcoin Cash, and Gemini Dollar
While its U.S. outlets haven’t fully embraced Bitcoin or other cryptocurrencies yet, Burger King’s efforts in other countries highlight its potential.
In Venezuela, customers can buy Whoppers with Bitcoin, Ethereum, and other digital currencies. Similarly, Germany allowed Bitcoin payments for online orders, and Brazil even accepts Dogecoin for “Dogpper” dog treats.
Despite challenges, like the short-lived WhopperCoin in Russia, Burger King’s consistent experiments with crypto show it’s open to future expansion. If these efforts continue, it could become a top choice for crypto users in the U.S.
BrewDog
Source: BrewDog
Category: Cryptocurrency-Friendly Restaurants
Supported Cryptos: Bitcoin, Ether, Litecoin, Bitcoin Cash, and Gemini Dollar
BrewDog has positioned itself as one of the top places to spend cryptocurrency in the United States by embracing digital payments early on.
The Scottish craft beer company started accepting Bitcoin in 2018 and expanded its crypto-friendly approach through its “Equity for Punks” crowdfunding program. This initiative allowed investors to buy shares using popular cryptocurrencies like Bitcoin, Ethereum, and Litecoin.
BrewDog even extended this option to include ten different cryptocurrencies, making it easy for crypto enthusiasts to become shareholders.
How to Accept Payment via Crypto as a Business Owner
Accepting cryptocurrency payments as a business owner can open up new opportunities and attract a broader customer base. Here are the steps to get started:
1. Set Up a Crypto Wallet
Choose a wallet that supports the cryptocurrencies you want to accept. For example, if you plan to accept Bitcoin, you’ll need a Bitcoin-compatible wallet.
2. Choose a Payment Provider
Select a payment provider that offers crypto payment solutions. Providers like UEEx, BitPay, and CoinGate are popular options.
3. Integrate Crypto Payments on Your Store
Add a payment gateway to your website or point-of-sale system. This will allow customers to pay with cryptocurrency directly on your platform.
4. Integration with Accounting Software
Make sure your accounting software is equipped to manage cryptocurrency transactions. Accounting software is a digital tool that helps businesses and individuals track, organize, and manage their financial activities. By ensuring it supports cryptocurrency, you can accurately monitor your income and expenses related to digital currencies, simplifying financial reporting and compliance.
5. Convert Crypto to Cash
Decide whether you want to convert received cryptocurrencies to fiat currency immediately or hold them as an investment. Some payment providers like UEEx or Coinbase offer automatic conversion options.
6. Educate Your Customers
Inform your customers about the new payment option and provide clear instructions on how to use it. This can help increase adoption and customer satisfaction.
7. Monitor and Adjust
Regularly review your crypto payment processes and make adjustments as needed. Keep an eye on market trends and regulatory changes that might affect your business.
How to Use Crypto to Buy Things Online
Using cryptocurrency to buy things online is becoming increasingly popular. Here’s a step-by-step guide to help you get started:
Get a Cryptocurrency Wallet
First, you’ll need a wallet to store your cryptocurrency. There are two main types:
- Hot Wallets: These are online wallets that are convenient for daily transactions.
- Cold Wallets: These are offline wallets that offer greater security.
Choose a Payment Provider
Select a payment provider that supports cryptocurrency transactions. Some popular options include Coinbase or Bitpay.
Add Cryptocurrency to Your Wallet
Purchase cryptocurrency through an exchange like Coinbase, UEEx, or Binance. Transfer the purchased cryptocurrency to your wallet.
Find Online Stores That Accept Cryptocurrency
Look for online retailers that accept cryptocurrency payments. Some popular options include:
- AT&T: Offers a wide range of products and accepts Bitcoin.
- Newegg: Sells electronics and accepts Bitcoin.
Make a Purchase
When you find a product you want to buy, add it to your cart and proceed to checkout. Choose the cryptocurrency payment option and follow the instructions to complete the transaction.
Use a Crypto Debit Card (Optional)
If the online store doesn’t directly accept cryptocurrency, you can use a crypto debit card. These cards work like regular prepaid debit cards and can be loaded with cryptocurrency. Examples include the UPay Card and Crypto.com Card.
Confirm the Transaction
Once you complete the payment, the transaction will be confirmed on the blockchain. This usually takes a few minutes to an hour, depending on the cryptocurrency.
Track Your Order
After the transaction is confirmed, the retailer will process your order and ship the product. Keep track of your order status and delivery details.
Conclusion
Most of the places listed here require using a middle service or gift card to spend crypto directly. However, there are companies like Microsoft and AT&T that accept certain cryptocurrencies for their products and services.
Even if you can’t always pay directly with crypto, there are still ways to use it for your everyday purchases. With crypto becoming more accepted, we can expect to see even more options for spending it in the future.
Frequently Asked Questions
Which US State Is Crypto-Friendly?
Wyoming is considered the most crypto-friendly state due to its supportive regulations, blockchain laws, and tax exemptions for crypto transactions.
Where Is the Best Place to Buy Crypto in the USA?
UEEx is a popular and user-friendly platform to buy crypto in the USA, offering high security and a wide selection of cryptocurrencies.
Which Digital Wallet Is Best in the USA?
MetaMask is highly regarded by advanced users due to its versatility with decentralized applications, while PayPal is a convenient option for digital payments.
