The Blockchain.com Visa® Card Affiliate Program offers crypto enthusiasts an opportunity to earn commissions by promoting a Visa-backed crypto card that enables seamless crypto-to‑fiat spending.
With features like “Just-in-Time Funding” (auto-conversion of crypto to fiat at checkout via Marqeta), travel rewards, and tiered commissions of 25-50% on trading fees, Blockchain.com caters primarily to crypto purists.
However, the UPay Affiliate Program stands as a competitive alternative or strategic complement, offering fixed earnings, broader crypto and fiat support, and global accessibility. By promoting both programs, affiliates can cater to dedicated crypto users as well as those seeking hybrid crypto/fiat solutions, thereby maximizing their reach and earnings.
Key Takeaways
- Blockchain.com Visa® Card Affiliate Program:
- Commission Structure: Earn between 25-50% commission on trading fees.
- Target Audience: Requires affiliates to have at least 3,000 followers and focuses exclusively on crypto spending.
- Unique Features: “Just-in-Time Funding” for seamless crypto-to-fiat conversion, travel rewards, and global payouts in 46+ currencies.
- UPay Affiliate Program (Competitive Alternative):
- Commission Structure: Earn a fixed $30 per card activation plus 0.6% on monthly recharge volumes—a transparent and predictable revenue model.
- Card Portfolio: Offers 9 distinct card types (Platinum, Stellar, Sapphire, Precious, Euro, Privilege, Prestige, Seamless, etc.), tailored for individuals, businesses, and Web3 companies.
- Global Reach: Operates in 168+ countries, while services are unavailable in over 30 regions (including China, Russia, Iran, etc.) due to regulatory compliance.
- Affiliate Support: Provides dedicated VIP account managers, pre-designed marketing collateral (banners, templates, APIs), a real‑time analytics dashboard, and a specialized KOL Partnership Program with premium commissions and expanded market access.
- Payout Frequency: Earnings are disbursed every month, ensuring a steady income stream without the need for large followings.
By leveraging both programs, affiliates can tap into the niche crypto audience that Blockchain.com targets while also embracing a broader, global market with UPay’s hybrid approach.
Related: CryptoSpend Visa Card Affiliate Program vs. UPay Affiliate Program: A Comprehensive Review
Overview of the Blockchain.com Visa® Card Affiliate Program
Key Features of the Blockchain.com Visa® Card
- Crypto-to-Fiat Spending:
Users can spend BTC, ETH, or USDC at over 80 million Visa merchants, enabling a seamless transition from digital assets to everyday purchases. - “Just-in-Time Funding”:
At checkout, crypto is auto-converted to fiat via Marqeta, ensuring smooth transactions without the need for preloaded balances. - Travel Rewards:
Cardholders can earn crypto rewards on travel bookings, adding extra value for globetrotters. - Global Payouts:
Affiliates receive commissions in 46+ currencies, catering to a diverse international audience.
Affiliate Program Highlights
- Tiered Commissions:
Affiliates can earn between 25-50% of trading fees, though this commission is tied to trading activity and is available only if the affiliate meets the minimum follower threshold (3,000+ followers). - Marketing Tools:
Blockchain.com provides referral links, banners, and real‑time dashboards to help track performance. - Target Audience:
Designed for crypto enthusiasts, travelers, and online shoppers who are deeply embedded in the crypto ecosystem.
While Blockchain.com excels with its crypto-native features and innovative “Just-in-Time Funding” system, its strict follower requirements and exclusive focus on crypto spending may limit scalability for broader audiences.
Why Consider UPay as a Competitive Alternative?
The UPay Affiliate Program offers a flexible and transparent revenue model that makes it a strong alternative or complement to Blockchain.com’s offering. Here’s why:
Transparent and Predictable Earnings
- Fixed Commission Structure:
UPay offers a flat $30 per card activation plus 0.6% on monthly recharge volumes. This fixed model allows affiliates to forecast their earnings with greater precision compared to the variable 25-50% commissions of Blockchain.com.
Hybrid Crypto/Fiat Integration
- Dual Support:
Unlike Blockchain.com’s crypto-only focus, UPay supports both crypto and fiat transactions. With multi‑currency capabilities (supporting 20+ cryptocurrencies alongside fiat currencies like USD, EUR, GBP, etc.), UPay appeals to a much broader audience.
Diverse Card Options
- Nine Distinct Card Types:
UPay offers a portfolio of cards tailored to various user needs:- Platinum Card: A premium virtual card with high spending limits and exclusive benefits.
- Stellar Card: An option with a high approval rate for users who might face traditional credit challenges.
- Sapphire Card: A balanced card that combines affordability with essential features.
- Precious Card: A physical card crafted from premium materials, offering a unique, luxurious experience.
- Euro Card: Designed specifically for European residents, eliminating cross‑border fees.
- Privilege Card: Optimized for both online shopping and in‑person transactions.
- Prestige Card: Ideal for professionals needing efficient, secure spending for business expenses.
- Seamless Card: A versatile virtual card that integrates with popular payment platforms like Alipay, WeChat Pay, PayPal, and Facebook.
- These varied options ensure that UPay meets the diverse needs of individuals, businesses, and Web3 companies.
Global Accessibility
- Expansive Reach:
UPay is available in 168+ countries, dramatically extending the market reach beyond Blockchain.com’s more limited regional focus. (Note: UPay services are not provided in over 30 regions, such as China, Russia, and Iran, in adherence to international regulatory standards.)
Robust Affiliate Support
- Dedicated Account Management:
Affiliates receive 24/7 VIP account management, ensuring personalized guidance. - Comprehensive Marketing Collateral:
UPay supplies pre‑designed templates, banners, and APIs to streamline promotional efforts. - Advanced Analytics:
A real‑time analytics dashboard helps affiliates track referrals, commissions, and overall performance. - Specialized Partnership Tracks:
UPay offers distinct tracks for:- Corporate Card Partners: Designed for Web3 companies and businesses to optimize internal expense management.
- Distributor Agents: For affiliates with robust networks in crypto and finance, offering customizable rate structures.
- KOL Partnership Program: Key Opinion Leaders can access premium commissions and expanded market access, supported by dedicated marketing assistance.
Payout Consistency
- Monthly Payouts:
Unlike Blockchain.com’s 30-day cycle, UPay’s commissions are disbursed every month, ensuring a predictable income stream without the need for weekly monitoring.
UPay’s transparent commission structure, diverse card options, and extensive global support make it a highly competitive alternative for affiliates looking to maximize revenue in both niche crypto and mainstream markets.
Participation Requirements
Below is a side‑by‑side comparison of the participation requirements for the Blockchain.com Visa® Card and UPay Affiliate Programs:
| Criteria | Blockchain.com Visa® Card Affiliate Program | UPay Affiliate Program |
| Minimum Followers | Requires 3,000+ followers (individuals) | No minimum audience requirements – open to all affiliates |
| Audience Niche | Crypto-only focus | Supports both crypto and traditional finance, appealing to a diverse audience |
| Payout Threshold | $100 minimum balance | $50 minimum payout threshold |
| Supported Currencies | Payouts available in 46+ fiat currencies | Supports 20+ cryptocurrencies plus 168+ fiat currencies |
| Payout Frequency | Monthly (approximately 30-day cycle) | Monthly payouts – ensuring consistent and predictable cash flow |
| Dedicated Support | Basic affiliate support | 24/7 VIP account managers, real‑time analytics dashboards, and extensive pre‑designed marketing collateral |
UPay’s inclusive entry requirements and robust support system empower affiliates at every level, from beginners to seasoned professionals.
Related: Change Card Affiliate Program: Comprehensive Review
UPay vs. Blockchain.com Visa®: Which is Better for Affiliates?
The table below provides a direct comparison between the two affiliate programs:
| Criteria | Blockchain.com Visa® Card Affiliate Program | UPay Affiliate Program |
| Commission Structure | 25-50% commission on trading fees (variable, crypto-only) | $30 per card activation + 0.6% on monthly recharge volumes – fixed and transparent, with tiered rewards for high performers |
| Crypto Support | Supports BTC, ETH, and USDC | Supports BTC, ETH, USDT plus 20+ additional cryptocurrencies, alongside multi‑currency fiat support |
| Global Accessibility | Focused on specific regions with 46+ fiat payout options | Operates in 168+ countries (excludes over 30 regions such as China, Russia, Iran, etc.) – offering a truly global market |
| Payout Frequency | Monthly (approx. 30 days) | Monthly payouts – ensuring steady, predictable earnings |
| Audience Requirements | Requires a minimum of 3,000 followers (crypto-centric) | No follower requirements – democratizing affiliate opportunities for all marketers |
| Marketing Materials | Provides referral links, banners, and real‑time dashboards | Extensive marketing collateral, including customizable dashboards, pre‑designed templates, banners, APIs, and dedicated VIP account management |
| Additional Perks | Innovative “Just-in-Time Funding” and travel rewards; limited to crypto-only | Tiered rewards, corporate vs. distributor agent tracks, and a specialized KOL Partnership Program for premium commissions and expanded market access |
This comparison demonstrates that while Blockchain.com targets crypto purists with its innovative features, UPay offers a versatile, transparent, and globally scalable affiliate program that can appeal to both crypto enthusiasts and mainstream users.
Blockchain.com Visa® Card 101
The Blockchain.com Visa® Card enables users to convert crypto to fiat in real time, making everyday spending seamless. Here are the key details:
- Supported Cryptocurrencies:
- Accepts BTC, ETH, and USDC.
- Conversion Fee:
- Charges a 1% conversion fee per transaction.
- Rewards:
- Offers up to 1% back in crypto on spending.
- Limitations:
- No fiat top-ups are available; funding is exclusively crypto-based.
Blockchain.com leverages Visa’s extensive network of 80M+ merchants, making it a robust solution for crypto-native users. However, its focus on crypto-only spending and strict follower requirements may restrict its appeal for a broader audience.
Blockchain.com Visa® and the Cryptocurrency Market
Blockchain.com is a leading crypto services provider that caters primarily to crypto purists. By integrating Visa’s vast merchant network and offering innovative features like “Just-in-Time Funding,” it has positioned itself as a valuable tool for crypto-to‑fiat spending. Nevertheless, the lack of fiat integration and stringent affiliate requirements (such as a minimum of 3,000 followers) can limit its scalability for mainstream adoption. As the global crypto card market is projected to grow at an 11.8% CAGR through 2030, there is a growing demand for solutions that bridge the gap between crypto and traditional finance.
UPay Affiliate Program: A Reliable Alternative
UPay merges the agility of crypto with the reliability of traditional finance. Its affiliate program is designed for transparency, global scalability, and versatility.
Earning Tiers and Structure
- Standard Affiliates:
Earn a fixed $30 per card activation plus 0.6% on monthly recharge volumes. - Enterprise/Corporate Partners:
Tailored for businesses and Web3 companies managing cross-border payments, providing streamlined card issuance and real‑time expenditure tracking. - Distributor Agents:
For affiliates with extensive networks in crypto and finance, offering customizable rate structures and detailed revenue monitoring. - KOL Partnership Program:
Key Opinion Leaders benefit from premium commission rates and expanded market access, supported by dedicated marketing assistance.
Key Features
- Multi-Currency & Hybrid Support:
Enables spending in over 10 cryptocurrencies alongside major fiat currencies (USD, EUR, GBP, etc.). - Nine Distinct Card Types:
Choose from options like the Platinum, Stellar, Sapphire, Precious, Euro, Privilege, Prestige, and Seamless cards—each tailored for specific user segments. - Advanced Affiliate Tools:
Gain access to a real‑time analytics dashboard, pre‑designed marketing collateral (templates, banners, APIs), and round‑the‑clock VIP account management. - Transparent Payouts:
Monthly disbursements ensure predictable, steady income with tiered rewards that incentivize high performance. - Global Reach:
UPay is available in 168+ countries (with regulatory-compliant exclusions in over 30 regions such as China, Russia, Iran, etc.), making it a truly global solution.
How to Earn with UPay
Earning with UPay is designed to be straightforward and scalable:
- Card Activations:
- Earn $30 for each verified referral who activates a UPay card.
- Recharge Commissions:
- Receive an additional 0.6% commission on the monthly recharge volume generated by your referrals.
- Tiered Rewards:
- High-performing affiliates unlock additional bonuses through a structured tier rewards system.
- Choose Your Track:
- Opt for the Corporate Card Partner track, the Distributor Agent track, or leverage the KOL Partnership Program to maximize your earnings.
- Marketing & Community Engagement:
- Use UPay’s extensive pre‑designed marketing collateral and real‑time analytics to optimize your promotional campaigns.
Why Choose UPay?
UPay’s affiliate program stands out for its clarity, versatility, and global reach. Here’s why you should consider adding UPay to your affiliate portfolio:
- Predictable, Transparent Earnings:
With fixed commissions of $30 per activation plus 0.6% on monthly recharges, UPay offers clear revenue expectations that are independent of fluctuating trading fees. - Global Scalability:
UPay’s services span 168+ countries, allowing you to target international markets far beyond the regional constraints of Blockchain.com’s program. - Diverse Card Options:
The availability of 9 distinct card types enables UPay to cater to a wide range of users—from individual consumers and travelers to corporate clients and Web3 companies. - Comprehensive Affiliate Support:
Enjoy the benefits of 24/7 VIP account managers, customizable marketing templates, and an intuitive analytics dashboard to track and optimize your performance. - Flexible Partnership Models:
With dedicated tracks for Corporate Card Partners, Distributor Agents, and a specialized KOL Partnership Program, UPay ensures that every affiliate can find a model that fits their network. - Fee Advantage:
UPay charges zero transaction fees, offering a significant benefit over competitors that impose spread or ATM withdrawal fees. - Monthly Payouts:
Reliable monthly disbursements ensure steady cash flow and simplify income forecasting.
Conclusion
The Blockchain.com Visa® Card Affiliate Program is tailored for crypto purists, offering features like “Just-in-Time Funding,” tiered commissions on trading fees, and travel rewards. However, its focus on crypto-only spending and strict follower requirements may restrict its appeal for a broader, mainstream audience.
In contrast, the UPay Affiliate Program provides a competitive, versatile alternative with a fixed commission structure of $30 per card activation plus 0.6% on monthly recharge volumes. With its extensive portfolio of 9 card types, global accessibility in 168+ countries (excluding over 30 regions for regulatory reasons), and robust affiliate support—including VIP account managers, customizable marketing collateral, and a tiered rewards system—UPay is well positioned to serve a diverse audience ranging from individual consumers to large enterprises and innovative Web3 companies.
