The CoinJar Card Affiliate Program offers a unique opportunity to earn commissions by promoting a crypto-linked prepaid Mastercard. With a 50% revenue share for two years, it appeals to affiliates targeting the Australia and Asia-Pacific markets.
However, the UPay Affiliate Program provides a more lucrative and flexible alternative—or even a strong complement—with higher upfront payouts, fixed commission structures, a broader global reach, and a suite of advanced support tools.
In today’s competitive crypto payments landscape, choosing the right affiliate program can significantly impact your earnings. This review compares both programs in detail, shedding light on why UPay’s program—with its fixed $30 per card activation, 0.6% commission on monthly recharge volumes, and additional partnership benefits—offers stability and scalability for affiliates seeking predictable income.
Key Takeaways
CoinJar’s Features
- 50% revenue share for 24 months
- APAC-focused prepaid Mastercard
- No entry requirements
Pay’s Advantages
- Up to $30 per card activation
- 0.6% on monthly recharge volumes (a fixed model vs. revenue share)
- Monthly payouts (ensuring regular cash flow)
- Global accessibility in 168+ countries (with exclusions for over 30 regions, such as China, Russia, and Iran)
- Comprehensive partner support including tiered rewards, dedicated VIP account managers, robust marketing collateral, and a specialized KOL Partnership Program
Earnings Predictability
- UPay offers fixed, predictable commissions independent of volatile trading fees, compared to CoinJar’s variable revenue share model.
Overview of the CoinJar Card Affiliate Program
CoinJar, established in 2013, is an Australian crypto exchange that offers a prepaid Mastercard linked to users’ cryptocurrency balances. Its affiliate program rewards promoters by sharing 50% of the trading fees generated by referrals for a full 24 months. With a strong focus on the Australia and Asia-Pacific (APAC) markets, CoinJar is well-suited for affiliates targeting regional crypto spenders.
CoinJar Affiliate Program Highlights
- 50% Revenue Share: Earn half of the trading fees generated by referrals for two years, providing a recurring income stream.
- Recurring Commissions: Long-term passive income through continuous fee sharing.
- Low Entry Barriers: Open to affiliates with no minimum audience size or strict approval processes.
- Rewards Program: Users can accumulate points redeemable for fee discounts or merchandise, enhancing user retention and affiliate appeal.
Key Features of the CoinJar Card
- Prepaid Mastercard: Enables users to spend cryptocurrency by auto-converting digital assets to Australian dollars (AUD) at Mastercard merchants.
- No Issuance Fees: Both digital and physical cards are provided free of charge.
- Rewards Points: Cardholders receive 1% cashback on purchases, redeemable for various perks.
- APAC Focus: Primarily serves Australia with expanding services throughout Asia-Pacific markets.
Participation Requirements: CoinJar vs. UPay
Below is a detailed comparison of the entry criteria and program specifics for both CoinJar and UPay:
| Criteria | CoinJar Card | UPay Card |
| Minimum Audience | None | None |
| Application Process | Simple sign-up | Instant online approval with a streamlined onboarding process |
| Geographic Focus | Australia/APAC | Global reach across 168+ countries, with exclusions for over 30 regions (e.g., China, Russia, Iran, among others) |
| Commission Model | 50% revenue share for 24 months | $30 per card activation plus 0.6% commission on monthly recharge volumes—ensuring fixed, predictable earnings independent of trading fee fluctuations |
| Payout Frequency | Monthly | Monthly payouts (providing reliable cash flow, as opposed to previously noted weekly payouts) |
UPay’s global accessibility and fixed commission model reduce the risks associated with market volatility and regional dependency, making it an attractive choice for affiliates worldwide.
CoinJar vs. UPay: Which Is Better for Affiliates?
A side-by-side comparison of key program features highlights the strengths and focus of each affiliate program:
| Criteria | CoinJar Affiliate Program | UPay Affiliate Program |
| Commission Rates | 50% revenue share on trading fees | $30 per card activation plus 0.6% on monthly recharge volumes. UPay also offers tiered rewards for high performers that can further boost monthly earnings. |
| Earnings Timeline | 24-month recurring commissions | Immediate fixed earnings from each activation, plus recurring volume commissions, ensuring both instant and long-term income opportunities. |
| Market Dependence | Tied to crypto trading fee volatility | Stable earnings from a fixed fiat/crypto commission mix, independent of market fluctuations. |
| Global Reach | Primarily APAC-focused | 168+ countries with multi-currency support, targeting individuals, businesses, and Web3 companies. UPay’s card options include nine types (Platinum, Stellar, Sapphire, Precious, Euro, Privilege, Prestige, Seamless, etc.) to suit a wide variety of audiences. |
| Support Tools | Basic reporting tools | Advanced VIP dashboard with real-time analytics, dedicated VIP account managers, pre-designed marketing collateral (templates, banner ads, and social media content), and a KOL Partnership Program offering premium commissions and expanded market access. |
The comparison illustrates that while CoinJar’s program offers attractive recurring revenue for the APAC market, UPay stands out with its fixed, predictable earnings, comprehensive support system, and global scalability.
CoinJar Card 101
The CoinJar Card is a prepaid Mastercard linked directly to users’ crypto wallets. It automatically converts digital assets to AUD for seamless purchases at any Mastercard merchant. Key details include:
- Supported Payment Methods: Compatible with Apple Pay and Google Pay.
- Fees
- Purchases: 1% fee (refunded as rewards points).
- ATM Withdrawals: 1% fee.
- Foreign Transactions: 2.99% or higher, depending on the transaction type.
- Rewards: Cardholders earn 1% cashback in the form of rewards points, which can be redeemed for various perks.
Although CoinJar’s regional focus and rewards points system have their merits, its dependency on volatile trading fee income and limited geographic scope present challenges for affiliates seeking broader market access.
CoinJar and the Cryptocurrency Market
CoinJar has capitalized on Australia’s growing crypto adoption by offering a prepaid Mastercard tailored for the region. Despite its success, the platform’s focus on APAC markets can limit scalability for affiliates aiming for a global audience. Additionally, regulatory hurdles and market competition in the APAC region can affect growth, making it essential for affiliates to diversify their income streams.
UPay Affiliate Program: A Reliable Alternative
UPay bridges the gap between traditional finance and crypto by offering a comprehensive suite of payment solutions with significant benefits for affiliates. Launched in 2023, UPay has rapidly emerged as a leader in global payment innovation, and its affiliate program is designed to deliver fixed, predictable earnings with extensive partner support.
UPay Affiliate Program Overview
- Global Reach: Services available in 168+ countries (with over 30 regional exclusions), ensuring your promotional efforts target a worldwide audience.
- Diverse Card Options: UPay offers nine different card types (e.g., Platinum, Stellar, Sapphire, Precious, Euro, Privilege, Prestige, Seamless) that cater to individuals, businesses, and Web3 companies.
- Attractive Commission Structure
- $30 per card activation: Receive an immediate, fixed commission for every successful referral.
- 0.6% commission on monthly recharge volumes: Earn additional recurring income based on the total top-ups by your referrals.
- Monthly Payouts: Enjoy the reliability of monthly commission disbursements, which provide consistent cash flow.
- Tiered Rewards: High-performing affiliates can unlock additional bonuses and tiered incentives, potentially reaching up to significant monthly rewards.
Dual Tracks for Partner Success
UPay recognizes the diverse needs of its partners and offers three distinct partnership models:
- Corporate Partners: Ideal for businesses and Web3 enterprises managing cross-border transactions and seeking efficient expense management.
- Distributor Agents: Designed for affiliates with strong networks in the crypto and financial sectors, offering customizable fee structures and detailed revenue monitoring.
- Affiliate Marketers: For individuals who earn through direct referrals and volume incentives, benefiting from fixed commissions and comprehensive support.
Comprehensive Partner Support
UPay’s commitment to affiliate success is reflected in its robust support system:
- Dedicated VIP Account Managers: Receive personalized guidance and assistance to maximize your promotional strategies.
- Advanced VIP Dashboard: Real-time analytics and reporting tools help you track referrals, commissions, and performance metrics.
- Pre-Designed Marketing Collateral: Utilize ready-made templates, banner ads, and social media content to streamline your promotional efforts.
- KOL Partnership Program: Key Opinion Leaders can access premium commission rates and expanded market access, further boosting their earnings.
How to Earn with UPay
Earning with UPay is straightforward and multi-faceted:
- Card Activations: Earn a fixed $30 commission for every card activation completed by your referral.
- Recharge Commissions: Gain an additional 0.6% commission on the total monthly recharge volumes of your referrals.
- Tiered Rewards: For top-performing affiliates, UPay offers tiered bonus structures, enhancing your monthly income potential.
- Diverse Partnership Models: Choose between corporate partnerships, distributor agent tracks, or direct affiliate marketing based on your audience and network.
These varied earning channels allow you to maximize your income while promoting a reliable and globally accessible payment solution.
Why Choose UPay?
UPay’s Affiliate Program offers numerous advantages that make it an ideal choice for affiliates looking for stability and scalability:
- Predictable Earnings: With fixed commissions and a clear tiered rewards structure, UPay’s program provides reliable income compared to the variable trading fee model of CoinJar.
- Global Reach: Access a vast international market with services available in 168+ countries, in contrast to CoinJar’s APAC focus.
- Diverse Card Options: Promote a range of nine distinct card types designed for various audiences—from individual crypto enthusiasts to multinational Web3 enterprises.
- Robust Support System: Enjoy dedicated VIP account managers, advanced real-time analytics, and a wealth of marketing collateral to boost your promotional efforts.
- Innovative Partnership Models: Whether you’re a corporate partner, distributor agent, or affiliate marketer, UPay offers tailored solutions that meet your needs.
- KOL Partnership Program: For influencers and key opinion leaders, UPay provides premium commission rates and enhanced market access, further expanding your earning potential.
Conclusion
The CoinJar Card Affiliate Program remains a strong contender for affiliates targeting the APAC market, offering a generous 50% revenue share over 24 months. However, its reliance on trading fee volatility and regional focus limits its scalability for those seeking global reach. In contrast, the UPay Affiliate Program stands out with its fixed commission model—$30 per card activation plus 0.6% on monthly recharge volumes—ensuring predictable, stable earnings.
Combined with monthly payouts, diverse card options, dual partnership tracks, dedicated VIP support, and an exclusive KOL Partnership Program, UPay is well-positioned to meet the needs of affiliates looking for a modern, scalable, and globally accessible payment solution.
For affiliates aiming to diversify their income streams and tap into a rapidly growing global market, UPay offers a reliable alternative that complements or even surpasses the benefits of traditional programs like CoinJar’s.
