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Cryptocurrency Adoption Data

In 2025, the total estimated global cryptocurrency ownership stands at 6.81%, implying that only about 560 million people out of 8.25 billion people own at least one type of crypto asset. Upay's comprehensive report is designed to cover all the trends, which include detailed regional insights, regulatory updates, and the key economic factors driving global adoption in every country of the world based on verifiable facts from trusted sources only.

Key Highlights on Global Crypto Adoption (2024–2025)

  • India leads global crypto adoption for the second consecutive year and tops with 8.12% of its population adopting cryptocurrencies.

  • At least one in five American adults, roughly 55 million people, own at least one cryptocurrency in 2025.

  • Lower-middle-income countries top grassroots adoption and account for most of sub-$10K decentralized transactions, with India, Pakistan, Vietnam, and Nigeria leading due to economic volatility and limited traditional banking access.

  • Nigeria leads globally in P2P crypto trading, receiving about $60 billion in crypto value, and receiving over $92 billion in on-chain value from July 2024 to June 2025, spurred by the continued Naira devaluation and economic uncertainty.

  • In Sub-Saharan Africa, over 8% of transferred crypto value was in small, retail-sized transactions (under $10,000), exceeding the global average of 6%.

  • Central & Southern Asia and Oceania see the highest crypto activity and lead in adoption density, aligning with the region's large, dense populations and rapid mobile internet penetration.

Top 10 Countries With the Highest Crypto Adoption Rate Based on The Global Crypto Adoption Index (2024)

# RANKS (index)

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • India
  • Nigeria
  • Indonesia
  • United States
  • Vietnam
  • Ukraine
  • Russia
  • Philippines
  • Pakistan
  • Brazil
India (1.000)
India (1.000)
Nigeria (0.693)
Nigeria (0.693)
Indonesia (0.680)
Indonesia (0.680)
United State (0.540)
United State (0.540)
Vietnam (0.511)
Vietnam (0.511)
Ukraine (0.407)
Ukraine (0.407)
Russia (0.306)
Russia (0.306)
Philippines (0.280)
Philippines (0.280)
Pakistan (0.280)
Pakistan (0.280)
Brazil (0.265)
Brazil (0.265)

Top 10 Countries With the Highest Crypto Adoption Rate Based on The Global Crypto Adoption Index (2025)

# RANKS

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • India
  • United States
  • Pakistan
  • Vietnam
  • Brazil
  • Nigeria
  • Indonesia
  • Ukraine
  • Phillipines
  • Russia
India (1.000)
India (1.000)
United States of America (0.671)
United States (0.671)
Pakistan (0.619)
Pakistan (0.619)
Vietnam (0.524)
Vietnam (0.524)
Brazil (0.513)
(0.513)
Nigeria (0.452)
(0.452)
Indonesia (0.433)
(0.433)
Ukraine (0.429)
(0.429)
Phiippines (0.327)
(0.327)
Russia (0.326)
(0.326)

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Cryptocurrency Adoption Around The World

Cryptocurrency has been around for years, but due to the coronavirus pandemic, many countries are finally seeing the advantages of digital currencies. 

North America

Cryptocurrency Adoption in North America

North America remains a dominant force in the global cryptocurrency market, primarily driven by institutional investment. 

North America generally processed an estimated $2.3 trillion in on-chain transaction value, accounting for approximately 26% of global activity. 

The United States continues to lead this activity, spurred by the maturation of spot Bitcoin ETFs approved in 2024, which have significantly boosted institutional inflows. The U.S. ranks second in the global crypto adoption index. 

The region's cryptocurrency landscape is heavily shaped by its advanced financial infrastructure and evolving regulatory frameworks. In the United States, ongoing regulatory clarification from agencies like the SEC and CFTC continues to influence market dynamics.

North America comprises 22 countries, including both large nations and smaller island states. Below is the full list:

  1. Canada
  2. Mexico
  3. Guatemala
  4. Belize
  5. Honduras
  6. El Salvador
  7. Nicaragua
  8. Costa Rica
  9. Panama
  10. Bahamas
  11. Cuba
  12. Jamaica
  13. Haiti
  14. Dominican Republic
  15. Antigua and Barbuda
  16. Saint Kitts and Nevis
  17. Saint Lucia
  18. Saint Vincent and the Grenadines
  19. Barbados
  20. Grenada
  21. Trinidad and Tobago
  22. United State

Each country in the region represents a unique context for cryptocurrency adoption, influenced by factors such as economic stability, internet penetration, and regulatory attitudes. While the United States and Canada lead in terms of adoption and infrastructure, smaller nations like El Salvador are notable for bold initiatives, such as adopting Bitcoin as legal tender.

South America

Cryptocurrency Adoption in South America

For the period ending in mid-2025, Argentina leads the continent in raw transaction volume, with stablecoins making up nearly 70% of its activity as citizens seek to preserve wealth against peso devaluation. 

However, Brazil shows the most mature market, ranking fifth globally in terms of the global crypto adoption index, with strong institutional adoption and a regulatory framework that has fostered trust. 

Venezuela also demonstrates one of the highest rates of peer-to-peer (P2P) trading volume globally, driven by hyperinflation and the need for alternative financial channels.

In addition to hedging against inflation, cryptocurrencies are increasingly used for cross-border payments and commerce. The growing tech-savvy population and increasing smartphone penetration are further accelerating the integration of digital assets into the daily financial lives of the continent's residents.

South America is composed of 12 independent countries and 2 territories. Below is the list of all countries:

  1. Argentina
  2. Bolivia
  3. Brazil
  4. Chile
  5. Colombia
  6. Ecuador
  7. Guyana
  8. Paraguay
  9. Peru
  10. Suriname
  11. Uruguay
  12. Venezuela

Each country has unique characteristics influencing its economic policies, technological development, and cryptocurrency adoption.

Central America

Cryptocurrency Adoption in Central America

Adoption in Central America is still nascent but growing, with a strong focus on remittances and financial inclusion. 

As of 2025, El Salvador's initiative to adopt Bitcoin as legal tender continues, though nationwide usage for daily transactions remains limited, with most citizens preferring the U.S. dollar. However, its state-run "Chivo" wallet has familiarized a segment of the population with digital assets. 

Panama is advancing with its crypto regulation bill, aiming to provide legal clarity for the use of digital assets. 

While regulatory approaches in the region varies, there is a shared interest in leveraging blockchain technology to modernize financial systems and provide services to the unbanked. The region serves as a key testing ground for crypto's potential to solve real-world economic challenges.

Central America consists of seven independent countries:

  1. Belize
  2. Costa Rica
  3. El Salvador
  4. Guatemala
  5. Honduras
  6. Nicaragua
  7. Panama

These nations form the narrow land bridge connecting North and South America. Central America is a distinct region with a rich cultural history and economies heavily influenced by agriculture, trade, and remittances. Its geographical location also makes it a critical area for exploring cryptocurrency and blockchain technologies, particularly for financial inclusion and remittance solutions.

Europe

Cryptocurrency Adoption in Europe

Europe's cryptocurrency market is characterized by high transaction volumes and a sophisticated regulatory environment. Now, as of 2025, the Markets in Crypto-Assets (MiCA) regulation is in its full implementation phase across the European Union, creating the world's largest regulated crypto-asset market. 

Eastern Europe also remains a crypto hotspot, with Ukraine continuing to rank in the top 10 globally for grassroots adoption, driven by widespread public use and government integration of blockchain technology.

The implementation of MiCA has provided significant legal clarity, attracting institutional investors and fostering innovation within a protected framework.

Europe comprises 55 countries and several territories. Here is the full list:

  1. Albania
  2. Andorra
  3. Armenia
  4. Austria
  5. Azerbaijan
  6. Belarus
  7. Belgium
  8. Bosnia and Herzegovina
  9. Bulgaria
  10. Croatia
  11. Cyprus
  12. Czech Republic
  13. Denmark
  14. Estonia
  15. Finland
  16. France
  17. Georgia
  18. Germany
  19. Greece
  20. Hungary
  21. Iceland
  22. Ireland
  23. Italy
  24. Kazakhstan (partly in Europe)
  25. Kosovo
  26. Latvia
  27. Liechtenstein
  28. Lithuania
  29. Luxembourg
  30. Malta
  31. Moldova
  32. Monaco
  33. Montenegro
  34. Netherlands
  35. North Macedonia
  36. Norway
  37. Poland
  38. Portugal
  39. Romania
  40. Russia (partly in Europe)
  41. San Marino
  42. Serbia
  43. Slovakia
  44. Slovenia
  45. Spain
  46. Sweden
  47. Switzerland
  48. Turkey (partly in Europe)
  49. Ukraine
  50. United Kingdom
  51. Vatican City

Europe’s adoption of cryptocurrency is characterized by innovation, regulatory clarity in some jurisdictions, and significant institutional involvement. The region’s focus on balancing innovation with consumer protection positions it as a key player in the global crypto landscape. From Germany's progressive tax laws to Switzerland's blockchain-friendly environment, Europe offers diverse opportunities for cryptocurrency adoption and development.

Asia

Cryptocurrency Adoption in Asia

Asia stands as the world's largest cryptocurrency market by transaction volume, defined by its diversity in usage and regulation. 

India continues to lead the world in the Global Crypto Adoption Index, with Pakistan following behind, both showcasing exceptionally strong grassroots engagement across centralized, DeFi, and P2P services. 

Asia comprises 49 countries spanning the Middle East, Central Asia, South Asia, and East Asia. Here is the full list:

  1. Afghanistan
  2. Armenia
  3. Azerbaijan
  4. Bahrain
  5. Bangladesh
  6. Bhutan
  7. Brunei
  8. Cambodia
  9. China
  10. Cyprus (geopolitically West Asia)
  11. Georgia (partly in Europe)
  12. India
  13. Indonesia
  14. Iran
  15. Iraq
  16. Israel
  17. Japan
  18. Jordan
  19. Kazakhstan
  20. Kuwait
  21. Kyrgyzstan
  22. Laos
  23. Lebanon
  24. Malaysia
  25. Maldives
  26. Mongolia
  27. Myanmar (Burma)
  28. Nepal
  29. North Korea
  30. Oman
  31. Pakistan
  32. Palestine
  33. Philippines
  34. Qatar
  35. Saudi Arabia
  36. Singapore
  37. South Korea
  38. Sri Lanka
  39. Syria
  40. Tajikistan
  41. Thailand
  42. Timor-Leste (East Timor)
  43. Turkey (partly in Europe)
  44. Turkmenistan
  45. United Arab Emirates (UAE)
  46. Uzbekistan
  47. Vietnam
  48. Yemen

Asia's cryptocurrency adoption is a study in contrasts, with some countries serving as global leaders in innovation and others imposing strict controls. The region's vast population, growing digital economy, and diverse use cases position it as a crucial player in the future of cryptocurrencies and blockchain technology.

Africa

Cryptocurrency Adoption in Africa

Africa's cryptocurrency adoption is driven by powerful grassroots needs, including wealth preservation, remittances, and enabling commerce, as many African countries continue to experience high inflation. 

According to the latest reports covering the period from mid-2024 to mid-2025, transaction volumes in Sub-Saharan Africa exceeded $200 billion. Nigeria continues to be a global giant in adoption, ranking sixth worldwide in the Global Crypto Adoption Index, with one of the largest peer-to-peer exchange markets globally. 

The use cases in Africa differ fundamentally from those in developed regions, focusing on practical solutions to address economic challenges, including high inflation, capital controls, and expensive remittance services, which make crypto a compelling alternative.

Africa comprises 54 sovereign countries and a few territories. Below is the complete list:

  1. Algeria
  2. Angola
  3. Benin
  4. Botswana
  5. Burkina Faso
  6. Burundi
  7. Cabo Verde (Cape Verde)
  8. Cameroon
  9. Central African Republic (CAR)
  10. Chad
  11. Comoros
  12. Congo, Democratic Republic of the
  13. Djibouti
  14. Egypt
  15. Equatorial Guinea
  16. Eritrea
  17. Eswatini (Swaziland)
  18. Ethiopia
  19. Gabon
  20. Gambia
  21. Ghana
  22. Guinea
  23. Guinea-Bissau
  24. Ivory Coast (Côte d'Ivoire)
  25. Kenya
  26. Lesotho
  27. Liberia
  28. Libya
  29. Madagascar
  30. Malawi
  31. Mali
  32. Mauritania
  33. Mauritius
  34. Morocco
  35. Mozambique
  36. Namibia
  37. Niger
  38. Nigeria
  39. Rwanda
  40. São Tomé and Príncipe
  41. Senegal
  42. Seychelles
  43. Sierra Leone
  44. Somalia
  45. South Africa
  46. South Sudan
  47. Sudan
  48. Tanzania
  49. Togo
  50. Tunisia
  51. Uganda
  52. Zambia
  53. Zimbabwe

Africa’s cryptocurrency adoption is driven by necessity, with unique applications tailored to address its economic and financial challenges. Countries like Nigeria, South Africa, and Kenya are leading the way, setting the stage for the continent to play a vital role in the global crypto ecosystem. The combination of grassroots innovation and increased interest in blockchain solutions positions Africa as a promising frontier for cryptocurrency adoption.

Oceania

Cryptocurrency Adoption in Oceania

Cryptocurrency adoption in Oceania has grown, with Australia still at the forefront with a crypto adoption index of 0.087. The Central & Southern Asia and Oceania (CSAO) region is now the second-largest crypto market in the world, and Australia is its primary driver. The country ranks as high as 38th globally, reflecting significant institutional and high-value investor activity. 

Although grassroots adoption among the general populace remains lower compared to global leaders. New Zealand has a more cautious but clear regulatory approach, which has fostered a smaller but stable crypto market.

Oceania's crypto landscape is characterized by this division between Australia's institution-heavy market and the untapped potential in the Pacific Islands, where blockchain could offer transformative solutions for remittances and climate resilience financing.

The region benefits from a stable political and economic environment, positioning it as a reliable and growing player within the global digital asset economy.

Oceania consists of 14 independent countries and several territories, grouped into four regions: Australasia, Melanesia, Micronesia, and Polynesia. Here’s the full list:

Australasia

  1. Australia
  2. New Zealand

Melanesia

  1. Fiji
  2. Papua New Guinea
  3. Solomon Islands
  4. Vanuatu

Micronesia

  1. Kiribati
  2. Marshall Islands
  3. Micronesia (Federated States of)
  4. Nauru
  5. Palau

Polynesia

  1. Samoa
  2. Tonga
  3. Tuvalu

Oceania is carving its niche in the global cryptocurrency ecosystem with progressive regulatory environments in Australia and New Zealand and the potential for transformative use cases in the Pacific Islands. While adoption is uneven across the region, Oceania’s unique challenges and opportunities make it a promising area for crypto and blockchain innovation.

Antarctica

Countries Under Antarctica

As of 2025, cryptocurrency adoption in Antarctica continues to remain effectively zero, partly due to not having a permanent population and infrastructure. 

The activities on Antarctica are still governed by the Antarctic Treaty, which designates the continent as a scientific preserve.All personnel are temporary visitors, primarily scientists and support staff from various nations.

Consequently, there is no infrastructure or societal need for cryptocurrency transactions. Any use of digital assets would be purely personal and experimental by individuals stationed there, with transactions being routed through their home countries. Antarctica remains a unique case where the concept of a digital economy is irrelevant to its current state of human activity.

Countries with research stations and active presence in Antarctica include:

  1. Argentina
  2. Australia
  3. Chile
  4. France
  5. New Zealand
  6. New Zealand
  7. Norway
  8. United Kingdom
  9. United States
  10. Russia
  11. South Africa
  12. China
  13. India
  14. Germany
  15. Japan
  16. Brazil
  17. South Korea

These countries manage research bases but do not "own" the land under the Antarctic Treaty.

While Antarctica's lack of a permanent population and infrastructure limits cryptocurrency adoption, the continent offers unique opportunities for blockchain experimentation, particularly in environmental science and international collaboration. For now, cryptocurrency remains a symbolic and niche topic within the context of Antarctica.

Cryptocurrency Adoption Around The World

Cryptocurrency has been around for years, but due to the coronavirus pandemic, many countries are finally seeing the advantages of digital currencies. 

CountryRegionRegulatory StatusPopulation SizeNumber of Crypto UsersPercentage of Crypto Users in PopulationGDP Per CapitaLinks
AlgeriaAfricaBanned46,814,3081,022,8742.18%$13,210View
AngolaAfricaBanned37,885,849381,6961%$6,974View
BeninAfricaLegal14,462,724178,4701.23%$4,056View
BotswanaAfricaUndecided2,521,13927,4571.09%$18,323View
Burkina FasoAfricaUndecided23,548,781223,2010.95%$2,546View
BurundiAfricaBanned14,047,786N/AN/A$836View
Cape VerdeAfricaUndecided524,877N/AN/A$9,083View
CameroonAfricaLegal29,123,744481,9301.65%$4,408View
Central African RepublicAfricaLegal5,330,690N/AN/A$967View
ChadAfricaUndecided20,299,123N/AN/A$1,668View
ComorosAfricaUndecided866,628N/AN/A$3,832View
Congo (Congo-Brazzaville)AfricaLegal6,332,961N/AN/A$3,791View
Côte d'IvoireAfricaUndecided31,934,230N/AN/A$6,538View
Democratic Republic of the CongoAfricaLegal109,276,2651,758,9201.61%$1,337View
DjiboutiAfricaUndecided1,168,722N/AN/AN/AView
EgyptAfricaRestricted116,538,2583,423,7232.94%$15,091View
Equatorial GuineaAfrica1,892,516N/AN/A$17,396View
EritreaAfricaLegal3,535,603N/AN/AN/AView
Eswatini (formerly Swaziland)AfricaUndecided1,242,822N/AN/A$10,782View
EthiopiaAfricaBanned132,059,7672,259,1971.71%$2,812View
GabonAfricaLegal2,538,95222,5280.89%$16,471View
GambiaAfricaUndecided2,759,988N/AN/A$2,510View
GhanaAfricaLegal34,631,766759,1622.19%$6,498View
GuineaAfricaUndecided14,754,785N/AN/A$3,187View
Guinea-BissauAfricaUndecided2,201,352N/AN/A$2,190View
KenyaAfricaLegal56,432,9442,796,7384.96%$5,764View
LesothoAfrica2,337,423N/AN/A$2,695View
LiberiaAfrica5,612,817N/AN/A$1,725View
LibyaAfrica7,381,02364,8630.88%$23,375View
MadagascarAfricaUndecided31,964,956356,5591.16%$1,774View
MalawiAfricaRestriced21,655,286187,8350.87%$1,732View
MaliAfricaLegal24,478,595293,8191.20%$2,517View
MauritaniaAfrica5,169,395N/AN/A$6,424View
MauritiusAfricaLegal1,271,16916,0821.27%$26,906View
MoroccoAfricaRestricted38,081,1731,921,7535.05%$9,519View
MozambiqueAfricaUndecided34,631,766630,9911.82%$1,468View
NamibiaAfrica3,030,13126,9610.89%$11,206View
NigerAfrica27,032,412N/AN/A$1,505View
NigeriaAfricaLegal232,679,47813,261,2595.70%$5,860View
RwandaAfrica14,256,567208,2291.46%$2,792View
Sao Tome and PrincipeAfrica235,536N/AN/A$4,738View
SenegalAfricaUndecided18,501,984230,2791.24%$4,209View
SeychellesAfrica130,4182,3471.80%$35,228View
Sierra LeoneAfrica8,642,022N/AN/A$1,931View
SomaliaAfrica19,009,151351,7061.85%N/AView
South AfricaAfrica64,007,1876,041,4509.44%$15,905View
South SudanAfrica11,943,408N/AN/AN/AView
SudanAfrica50,448,963N/AN/A$4,216View
TanzaniaAfrica68,560,1571,621,9472.37%$3,097View
TogoAfrica9,515,236113,3481.19%$2,608View
TunisiaAfrica12,277,109257,6232.10%$12,490View
UgandaAfrica50,015,092578,2841.16%$2,694View
ZambiaAfrica21,314,956220,5091.03%$3,894View
ZimbabweAfrica16,634,373238,1381.43%$2,531View
AfghanistanAsiaBanned42,647,492381,1100.89%N/AView
BahrainAsiaLegal1,607,04913,5360.84%$61,228View
BangladeshAsiaBanned173,562,3644,318,7912.49%$7,395View
BhutanAsiaUndecided791,524N/AN/AN/AView
Brunei DarussalamAsiaLegal462,7213,8920.84%$69,275View
CambodiaAsiaRestricted17,638,801582,2323.30%$5,349View
ChinaAsiaBanned1,419,321,27859,134,6834.17%$21,476View
IndiaAsiaLegal1,450,935,79193,537,0156.45%$8,379View
IndonesiaAsiaLegal283,487,93112,205,1324.31%$14,653View
IraqAsiaBanned46,042,015845,1381.84%$10,862View
IsraelAsiaLegal9,387,021113,8141.21%$49,509View
JapanAsia123,753,0415,096,9704.12%$45,573View
JordanAsiaRestricted11,552,876178,9351.55%$11,003View
KuwaitAsiaRestricted4,934,507N/AN/A$58,056View
KyrgyzstanAsia7,186,009115,6211.61%$6,133View
LaosAsiaLegal7,769,819105,5791.36%$9,384View
LebanonAsiaRestricted5,805,962132,8452.29%N/AView
MalaysiaAsia35,557,6731,011,1462.84%$33,434View
MaldivesAsia527,7995,3531.01%$24,772View
MongoliaAsia3,475,54049,5531.43%$14,230View
Myanmar (formerly Burma)Asia54,500,091806,4261.48%$4,870View
NepalAsiaBanned29,651,0541,410,3424.76%$4,725View
OmanAsia5,281,538N/AN/A$41,724View
PakistanAsia251,269,16415,879,2166.32%$6,437View
Palestine StateAsia5,495,443126,2932.30%$6,757View
PhilippinesAsia115,843,67015,761,54913.61%$10,133View
QatarAsia3,048,42324,5570.81%$114,648View
Saudi ArabiaAsiaRestricted33,962,7574,201,78912.37%$59,065View
SingaporeAsia5,832,387664,62711.40%$127,565View
South KoreaAsia51,717,5902,120,1854.10%$50,070View
Sri LankaAsia23,103,565416,3391.80%$14,405View
TajikistanAsia10,590,92795,9020.91%$4,885View
ThailandAsia71,668,0116,902,6309.63%$20,672View
Timor-LesteAsia1,400,638N/AN/A$4,828View
TurkmenistanAsia7,494,498N/AN/AN/AView
United Arab EmiratesAsia11,027,1292,892,10726.23%$87,729View
UzbekistanAsia36,361,859512,3321.41%$9,533View
VietnamAsia100,987,68620,945,70620.74%$13,457View
YemenAsia40,583,164N/AN/AN/AView
AustraliaAustraliaLegal26,713,205726,2412.72%$62,625View
AlbaniaEuropeLegal2,791,76538,1091.37%$18,552View
AndorraEuropeLegal81,938N/AN/AN/AView
ArmeniaEuropeLegal2,973,84048,2661.62%$18,942View
AustriaEuropeUndecided9,120,813120,1811.32%$67,936View
AzerbaijanEuropeUndecided10,336,577121,3971.17%$17,764View
BelarusEurope9,056,696285,3253.15%$22,591View
BelgiumEuropeLegal11,738,763168,5881.44%$65,027View
Bosnia and HerzegovinaEuropeLegal3,164,25336,2021.14%$20,377View
BulgariaEuropeLegal6,757,689150,3022.22%$33,582View
CroatiaEuropeLegal3,875,32550,5201.30%$40,380View
CyprusEuropeLegal1,358,28215,4151.13%$49,931View
Czechia (Czech Republic)EuropeLegal10,735,859200,9551.87%$49,946View
DenmarkEuropeLegal5,977,41270,6051.18%$74,005View
EstoniaEuropeLegal1,360,54620,5641.51%$46,697View
FinlandEuropeLegal5,617,31077,2631.38%$59,027View
FranceEuropeLegal66,548,5303,056,5114.59%$55,493View
GeorgiaEuropeLegal3,807,67089,0552.34%$20,113View
GermanyEuropeLegal84,552,2424,814,4305.69%$63,150View
GreeceEuropeLegal10,047,817157,7571.57%$36,835View
Holy SeeEurope496N/AN/AN/A
HungaryEuropeLegal9,676,135134,6031.39%$41,907View
IcelandEuropeLegal393,3963,6260.92%$69,081View
IrelandEuropeLegal5,255,01756,1661.07%$126,905View
ItalyEuropeLegal59,342,8671,469,8922.48%$51,865View
LatviaEuropeLegal1,871,87123,7971.27%$39,956View
LiechtensteinEuropeLegal39,870N/AN/AN/AView
LithuaniaEuropeLegal2,859,11033,4621.17%$48,397View
LuxembourgEuropeLegal673,0366,4840.96%$142,214View
MaltaEurope539,6075,5041.02%$55,928View
MoldovaEuropeBanned3,034,96172,4982.39%$15,238View
MonacoEurope38,631N/AN/AN/AView
MontenegroEuropeLegal638,4797,2391.13%$26,984View
NetherlandsEurope18,228,742489,1822.68%$69,577View
North Macedonia (formerly Macedonia)Europe1,823,00925,1111.38%$20,162
NorwayEurope5,576,66063,7351.14%$114,899View
PolandEurope38,539,2011,200,3943.11%$43,269View
PortugalEurope10,425,292276,1852.65%$41,452View
RomaniaEurope19,015,088333,7581.76%$41,888View
RussiaEurope144,820,4238,749,7806.04%$36,485View
San MarinoEurope33,581N/AN/AN/AView
SerbiaEurope6,736,216131,7751.96%$23,911View
SlovakiaEurope5,506,76085,5371.55%$37,459View
SloveniaEurope2,118,69724,4981.16%$50,032View
SpainEurope47,910,5261,452,1583.03%$45,825View
SwedenEurope10,606,999170,0921.60%$64,578View
SwitzerlandEuropeLegal8,921,981177,5251.99%$83,598View
TurkeyEurope87,473,8054,825,6265.52%$37,274View
UkraineEurope37,860,2213,885,03710.26%$12,671View
United KingdomEurope69,138,1923,888,0925.62%$54,603View
KazakhstanEurope, Asia20,592,571341,9711.66%$30,810View
Antigua and BarbudaNorth AmericaLegal93,772N/AN/A$25,337View
BahamasNorth AmericaLegal401,2836,6381.65%$40,379View
BarbadosNorth AmericaUndecided282,4673,8561.37%$17,837View
BelizeNorth AmericaLegal417,0727,3661.77%$11,451View
CanadaNorth AmericaLegal39,742,4302,714,1776.83%$58,400View
Costa RicaNorth AmericaLegal5,129,91092,6141.81%$24,923View
DominicaNorth America66,205N/AN/A$13,573View
Dominican RepublicNorth AmericaLegal11,427,557243,6322.13%$22,834View
El SalvadorNorth AmericaLegal6,338,193636,49410%$11,096View
GrenadaNorth AmericaLegal117,207N/AN/A$16,987View
GuatemalaNorth America18,406,359263,4221.43%$10,818View
HaitiNorth America11,772,557111,3850.95%$3,305View
HondurasNorth AmericaLegal10,825,703241,6792.23%$6,741View
JamaicaNorth AmericaLegal2,839,17558,0112.04%$11,822View
MexicoNorth AmericaUndecided130,861,0078,409,1156.43%$21,512View
NicaraguaNorth AmericaUndecided6,916,14087,0951.26%$6,875View
PanamaNorth AmericaLegal4,515,57759,5051.32%$39,280View
Saint Kitts and NevisNorth America46,843N/AN/A$34,052View
Saint LuciaNorth America179,7442,0021.11%$17,756View
Saint Vincent and the GrenadinesNorth America100,616N/AN/A$17,207View
Trinidad and TobagoNorth America1,507,78216,4671.10%$27,778View
United States of AmericaNorth America345,426,57152,888,10815.31%$76,399View
FijiOceania928,7849,0820.98%$14,125View
KiribatiOceania134,518N/AN/A$2,365View
Marshall IslandsOceania37,548N/AN/A$7,228View
MicronesiaOceania526,923N/AN/A$3,855View
NauruOceania11,947N/AN/AN/AView
New ZealandOceania5,213,94467,2751.29%$51,967View
PalauOceania17,695N/AN/AN/AView
Papua New GuineaOceaniaLegal10,576,502N/AN/A$4,447View
SamoaOceania218,019N/AN/A$6,041View
Solomon IslandsOceaniaRestricted819,198N/AN/A$2,654View
TongaOceania104,175N/AN/AN/AView
TuvaluOceania9,646N/AN/A$5,421View
VanuatuOceania327,777N/AN/A$3,289View
ArgentinaSouth AmericaLegal45,696,1594,451,9449.74%$26,505View
BoliviaSouth AmericaLegal12,413,315252,8010.00%$9,684View
BrazilSouth AmericaLegal211,998,57325,955,17612.20%$17,822View
ChileSouth AmericaLegal19,764,771421,8312.13%$30,209View
ColombiaSouth AmericaLegal52,886,3632,582,7644.88%$20,287View
EcuadorSouth AmericaLegal18,135,478695,1483.83%$12,822View
GuyanaSouth AmericaUndecided831,0877,1270.86%$40,642View
ParaguaySouth America6,929,15385,0781.23%$15,977View
PeruSouth America34,217,848881,8112.58%$15,048View
SurinameSouth America634,4316,1700.97%$17,620View
UruguaySouth America3,386,58846,2511.37%$28,842View
VenezuelaSouth America28,405,5432,970,36510.46%N/AView

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Aimed at business users of UPay, this section covers topics like using crypto for business transactions, managing business finances with cryptocurrencies, and insights on how businesses can leverage UPay’s services for efficiency and growth in the crypto economy.

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